Smith County property record for 406 E McKay St, Troup, TX 75789
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1929 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,000 (Sep 2018) |
| Tax Bill | $1,621 (2026) |
| Deeds & Mortgages | Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R037888 |
| Primary APN | R037888 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,984 sqft Heated Area |
| 1st Floor Area | 1,984 sqft |
| Flooring | Hardwood |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 14,593 sqft (0.335 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | R037888 |
|---|---|
| Street Address | 406 E MCKAY ST |
| City | TROUP |
| State | TX |
| Zip | 75789-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF TROUP BLOCK 29 LOT 14 (AKA LT3 & W36 OF LT4) |
| Legal Subdivision | CITY OF TROUP |
| Legal Block | 29 |
| Legal Lot Number | 3-4,14 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | TROUP-ARP |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 2101 |
Source: Smith County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 E MCKAY ST, TROUP, TX 75789-1417 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Prior Sale | Apr 9, 2007 |
| Deed Document Number | 2018100039868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Sep 26, 2018 |
| Property Address | 406 E MCKAY ST, TROUP, TX 75789-1418 |
| Document Number | 0000039868 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 39868 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 E MCKAY ST TROUP TX 757891417, TROUP, TX 75789-1417 |
Source: Smith County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Municipality | Troup City |
| Unified School District | Troup Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,621.00 (-1.22%) | $91,879 (-1.21%) Land $19,794 Building $72,085 | $91,879 (-1.21%) Land $19,794 Building $72,085 |
| 2025 | $1,641.00 (+4.59%) | $93,005 (+12.6%) Land $18,614 Building $74,391 | $93,005 (+12.6%) Land $18,614 Building $74,391 |
| 2024 | $1,569.00 (+6.3%) | ||
| 2023 | $1,476.00 (+10.23%) | $82,596 Land $9,478 Building $73,118 | $82,596 Land $9,478 Building $73,118 |
| 2022 | $1,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROUP serves 2,006 people · EPA ID TX2120003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Etex Telephone, Spectrum.
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