Roane County property record for 406 E Main St, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft · built 1920 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (May 2013) |
| Tax Bill | $2,085 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22D-0015.0000 |
| Primary APN | 07-22D-0015.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 434 sqft |
| Patio Area | 79 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 74682701 |
|---|---|
| Street Address | 406 E MAIN ST |
| City | SPENCER |
| State | WV |
| Zip | 25276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .63 SUR GOFF RUN |
| Legal Subdivision | SUR GOFF RUN |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 963000 |
Source: Roane County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 417 E MAIN ST, SPENCER, WV 25276-1612 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2013 · Amount on Record |
| Deed Sale | May 30, 2013 · Amount on Record |
| Deed Document Number | 0004990207 |
| Deed Book / Page | 0499 / 0207 |
| Record Updated | Jun 8, 2026 |
Source: Roane County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 (+5.78%) | $118,680 (+7.15%) Land $22,080 Building $96,600 | $197,800 (+7.15%) Land $36,800 Building $161,000 |
| 2023 | $1,971.00 (+1.49%) | $110,760 (+2.27%) Land $20,400 Building $90,360 | $184,600 (+2.27%) Land $34,000 Building $150,600 |
| 2022 | $1,942.00 | $108,300 Land $19,620 Building $88,680 | $180,500 Land $32,700 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 28 (1997–2024) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 40% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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