142 E Main St, Spencer, WV 25276 Property Records

Roane County property record for 142 E Main St, Spencer, WV 25276 · Last verified August 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,745 sqft · built 1950
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2013)
Tax Bill	$1,637 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-6-0013.0000`

Property Details

APN / Parcel Number

Primary APN	`08-6-0013.0000`
Alternative APNs	`44-08-0006-0013-0000` `44-08-6-0013.0000` `85720201`

Interior

Building Area	3,745 sqft Garage

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	39 ft deep x 130 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	85720201
Street Address	142 E MAIN ST
City	SPENCER
State	WV
Zip	25276-1503
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	PT LOT SUR SPENCER (COMMERCIAL)
Jurisdiction	ROANE WV
Township / Civil Division	II
Census Block Group	1
Census Block	1023
Census Tract	963000

Owner

Source: Roane County records · APN 08-6-0013.0000

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 OAK DR, ADN, SPENCER, WV 25276-1057
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2013 · Amount on Record
Deed Sale	Jan 28, 2013 · Amount on Record
Deed Document Number	20132101565
Deed Book / Page	488 / 76
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANE WV
Property Address	142 E MAIN ST, SPENCER, WV 25276-1503
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000364/574
Date	Aug 23, 2021
Book Page	364/574
Instrument	2178083

Lender

Name	POCA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Roane County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Roane County
Municipality	Spencer City
Unified School District	Roane County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,637.00 (+6.23%)	$72,540 (+7.28%) Land $10,620 Building $61,920	$120,900 (+7.28%) Land $17,700 Building $103,200
2023	$1,541.00 (-0.58%)	$67,620 (-) Land $10,260 Building $57,360	$112,700 (-) Land $17,100 Building $95,600
2022	$1,550.00	$67,620 Land $10,260 Building $57,360	$112,700 Land $17,100 Building $95,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Roane County (54087C), updated March 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540879630001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	28 (1997–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Apr 2024, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2024 · 4 claims Severe Storms And Flooding, Jun 2013 · 6 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.