406 E Main St, Ripley, OK 74062 Property Records

Payne County property record for 406 E Main St, Ripley, OK 74062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1960
Lot Size	18 acres (784,080 sqft)
Owner	Individual Name on Record
Tax Bill	$160 (2025)
Deeds & Mortgages	Aug 2019 Sale Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18N04E-20-3-RO700-014-0001`

Property Details

APN / Parcel Number

Primary APN	`18N04E-20-3-RO700-014-0001`
Alternative APNs	`600015851` `15851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Storm Shelter	Storm Shelter
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	784,080 sqft
Lot Dimensions	280 ft deep x 225 ft wide
Garage Type	Attached
Garage Area	476 sqft
Deck Area	49 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15851
Street Address	406 E MAIN ST
City	RIPLEY
State	OK
Zip	74062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN RIPLEY BLK 14 LOTS 1-9 & 20-28
Legal Range	04E
Legal Township	18N
Legal Section	20
Legal Subdivision	ORIG TOWN RIPLEY
Legal Block	14
Legal Lot Number	1-9 2
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1007
Census Tract	11400

Owner

Source: Payne County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 317, RIPLEY, OK 74062-0317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 16, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 23, 2019
Transfer Doc	0025230961
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 23, 2019
Property Address	406 E MAIN ST, RIPLEY, OK 74062
Document Number	0025230961
Book / Page	002523 / 000961
Instrument Date	Aug 23, 2019
Instrument	8836
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9972 OLD HIGHWAY 75 BEGGS OK 744212720, BEGGS, OK 74421-2720

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 15, 2019
Property Address	406 E MAIN ST, RIPLEY, OK 74062
Document Number	0025220233
Book / Page	002522 / 000233
Instrument Date	Jul 30, 2019
Instrument	8474
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2313 S WALNUT ST #15 STILLWATER OK 740746865, 15, STILLWATER, OK 74074-6865

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 16, 2017
Property Address	406 E MAIN ST, RIPLEY, OK 74062
Document Number	0024000163
Book / Page	002400 / 000163
Instrument Date	Jun 16, 2017
Instrument	7346
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2513 S WALNUT STILLWATER OK 74074, STILLWATER, OK 74074

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PAYNE OK
Recording Date	Jan 10, 2017
Property Address	406 E MAIN ST, RIPLEY, OK 74062
Document Number	0023740119
Book / Page	002374 / 000119
Instrument Date	Jan 10, 2017
Instrument	338
Transaction Type	Transfer
Record Updated	Jan 24, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E FRENCH ST PERKINS OK 740593222, PERKINS, OK 74059-3222

Tax Assessment & Valuation

Source: Payne County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Ripley Town
Unified School District	Ripley Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (+0.63%)	$1,530 (-) Land $34 Building $1,496
2024	$159.00 (+11.97%)	$1,530 (+5.01%) Land $34 Building $1,496	$114,370 (+26.64%) Land $2,600 Building $111,770
2023	$142.00 (+42%)	$1,457 (+43.55%) Land $41 Building $1,416	$90,310 (+10.74%) Land $2,600 Building $87,710
2022	$100.00	$1,015 Land $32 Building $983	$81,550 Land $2,600 Building $78,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 53% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPLEY PWA serves 376 people · EPA ID OK2006013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: Atlink Services.

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