Payne County property record for 306 E Main St, Ripley, OK 74062
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 1898 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Jan 2024) |
| Tax Bill | $1,327 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18N04E-20-3-RO700-015-0018 |
| Primary APN | 18N04E-20-3-RO700-015-0018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| 1st Floor Area | 1,834 sqft |
| Storm Shelter | Storm Shelter |
| Year Built | Built 1898 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 139 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Canopy | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15822 |
|---|---|
| Street Address | 306 E MAIN ST |
| City | RIPLEY |
| State | OK |
| Zip | 74062-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN RIPLEY BLK 15 LOTS 18-21 |
| Legal Range | 04E |
| Legal Township | 18N |
| Legal Section | 20 |
| Legal Subdivision | ORIG TOWN RIPLEY |
| Legal Block | 15 |
| Legal Lot Number | 18-21 19 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | CUSHING |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11400 |
Source: Payne County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 E MAIN ST, RIPLEY, OK 74062-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on Record |
| Deed Sale | Jan 31, 2024 · Amount on Record |
| Deed Document Number | 0002785569 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 306 E MAIN ST, RIPLEY, OK 74062-2013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1123 E MOSES ST, CUSHING, OK 74023-3524 |
| Document Number | 0027850573 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 2785/573 |
| Instrument | I-2024-000819 |
| Name | RIGHT START MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 80 S LAKE AVE STE 520, PASADENA, CA 91101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 720 Months |
| Due | Feb 1, 2084 |
Source: Payne County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Ripley Town |
| Unified School District | Ripley Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,327.00 (+108.32%) | $6,122 (-) Land $71 Building $6,051 | |
| 2024 | $637.00 (+12.54%) | $6,122 (+5.01%) Land $71 Building $6,051 | $103,020 (+19.5%) Land $1,200 Building $101,820 |
| 2023 | $566.00 (+3.47%) | $5,830 (+4.99%) Land $81 Building $5,749 | $86,210 (+10.62%) Land $1,200 Building $85,010 |
| 2022 | $547.00 | $5,553 Land $85 Building $5,468 | $77,930 Land $1,200 Building $76,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · lower than 67% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY PWA serves 376 people · EPA ID OK2006013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
May also be available: Atlink Services.
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