406 E Main St, Fayette, OH 43521 Property Records

Fulton County property record for 406 E Main St, Fayette, OH 43521

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,504 sqft · built 1900
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-039212-00.000`

Property Details

APN / Parcel Number

Primary APN	`19-039212-00.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	944 sqft
Upper Floors Area	560 sqft
Basement Area	136 sqft
Unfinished Basement	136 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	264 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	384 sqft
Patio Area	560 sqft
Shed	1 Shed
Shed Area	256 sqft
Canopy	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	406 E MAIN ST
City	FAYETTE
State	OH
Zip	43521-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1E-9S-20 PT E1/2 SW OR PAR 44 -EX 61FT X 99FT
Legal Range	01E
Legal Township	09S
Legal Section	20
Jurisdiction	FULTON OH
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1049
Census Tract	40800

Owner

406 E Main St is owned and occupied by two individuals who acquired it in January 1990.

Source: Fulton County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 E MAIN ST, FAYETTE, OH 43521-9578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	406 E MAIN ST, FAYETTE, OH 43521-9578
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E MAIN ST, FAYETTE, OH 43521-9578

Mortgage

Document Number	00371/2758
Date	Feb 18, 2022
Book Page	371/2758
Instrument	202200000870

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Feb 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	406 E MAIN ST, FAYETTE, OH 43521-9578
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346/2876
Date	Apr 16, 2018
Book Page	0346/2876
Instrument	201800246517

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Apr 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Main St was $1,461, down 0.1% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Gorham Township
Municipality	Fayette Village
Unified School District	Fayette Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 (-0.14%)	$31,990 (-) Land $3,920 Building $28,070	$91,400 (-) Land $11,200 Building $80,200
2024	$1,463.00 (+7.02%)	$31,990 (-) Land $3,920 Building $28,070	$91,400 (-) Land $11,200 Building $80,200
2023	$1,367.00 (-5.98%) Homeowner's exemption	$31,990 (+22.66%) Land $3,920 Building $28,070	$91,400 Land $11,200 Building $80,200
2022	$1,454.00 Homeowner's exemption	$26,080 Land $3,260 Building $22,820
2020			$74,500 Land $9,300 Building $65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2026)
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTE VILLAGE serves 1,340 people · EPA ID OH2600412
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: AT&T.

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