402 E Main St, Fayette, OH 43521 Property Records

Fulton County property record for 402 E Main St, Fayette, OH 43521

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,708 sqft · built 1890
Lot Size	0.454 acres (19,798 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Mar 2018)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-039220-00.000`

Property Details

APN / Parcel Number

Primary APN	`19-039220-00.000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	4,036 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	1,268 sqft
Basement Area	1,268 sqft
Unfinished Basement	1,268 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	19,798 sqft (0.454 acres)
Lot Dimensions	264 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	730 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	402 E MAIN ST
City	FAYETTE
State	OH
Zip	43521-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1E-9S-20 PT E1/2 SW OR PAR 46 & N 5FT PAR 45 & 47 E 14FT .45A
Legal Range	01E
Legal Township	09S
Legal Section	20
Jurisdiction	FULTON OH
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1049
Census Tract	40800

Owner

402 E Main St is owned and occupied by an individual who bought it in March 2018.

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	402 E MAIN ST, FAYETTE, OH 43521-9578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 13, 2018	Fiduciary Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2018 · Amount on File
Deed Sale	Mar 13, 2018 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	2018245986
Deed Book / Page	346 / 531
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	402 E MAIN ST, FAYETTE, OH 43521-9578
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	368/2773
Date	Aug 20, 2021
Book Page	368/2773
Instrument	202100004792

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	FULTON OH
Recording Date	Mar 13, 2018
Property Address	402 E MAIN ST, FAYETTE, OH 43521-9578
Document Number	00346/0531
Book / Page	0346 / 0531
Instrument Date	Mar 8, 2018
Instrument	201800245986
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MERESTONE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	402 E MAIN ST, FAYETTE, OH 43521-9578

Mortgage

Document Number	201800245987
Date	Mar 13, 2018
Instrument	201800245987

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Main St was $1,611, down 0.1% from the year before.

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Gorham Township
Municipality	Fayette Village
Unified School District	Fayette Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (-0.06%)	$34,650 (-0.03%) Land $4,450 Building $30,200	$99,000 (-) Land $12,700 Building $86,300
2024	$1,612.00 (+6.68%)	$34,660 (-) Land $4,450 Building $30,210	$99,000 (-) Land $12,700 Building $86,300
2023	$1,511.00 (-6.03%)	$34,660 (+22.56%) Land $4,450 Building $30,210	$99,000 Land $12,700 Building $86,300
2022	$1,608.00	$28,280 Land $3,710 Building $24,570
2020			$80,800 Land $10,600 Building $70,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2026)
Most Recent Claim	Mar 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAYETTE VILLAGE serves 1,340 people · EPA ID OH2600412
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: AT&T.

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