406 E Main St, Durand, IL 61024 Property Records

Winnebago County property record for 406 E Main St, Durand, IL 61024 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Tax Bill	$2,569.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-10-429-008`
Alternative APNs	`510429008` `334C308`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	334C308
Street Address	406 E MAIN ST
City	DURAND
State	IL
Zip	61024-9561
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLAT OF DURAND LOT 9 + W1/2 LOT 010 BLOCK 059
Legal Subdivision	TOWN DURAND
Legal Block	059
Legal Lot Number	9,010
Jurisdiction	WINNEBAGO IL
Minor Civil Division	DURAND
Census Blockgroup	2
Census Block	2028
Census Tract	4100

Owner

Source: Winnebago County records · APN 05-10-429-008

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 E MAIN ST, DURAND, IL 61024-9561
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 01, 2022
Transfer Doc	0000010789
Record Refreshed	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	406 E MAIN ST, DURAND, IL 61024-9561
Document Number	0001017598
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	406 E MAIN ST DURAND IL 610249561, DURAND, IL 61024-9561

Mortgage

Document Number	0001017598
Date	Jun 22, 2018
Instrument	1017598

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,569.00	$41,299 (+46.28%) Land $6,524 Building $34,775	$123,897 (+46.28%) Land $19,572 Building $104,325
2022	Homeowner's exemption	$28,233 Land $4,505 Building $23,728	$84,699 Land $13,515 Building $71,184

Flood & Wildfire

406 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.