Winnebago County property record for 402 E Main St, Durand, IL 61024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $71,000 (2026) |
| Tax Bill | $2,057.00 (2025) |
| Primary APN | 05-10-429-006 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,583 sqft (0.22 acres) |
|---|
| Street Address | 402 E MAIN ST |
|---|---|
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT OF DURAND LOT 007 BLOCK 059 |
| Legal Subdivision | DURAND ORIGINAL TOWN |
| Legal Block | 059 |
| Legal Lot Number | 007 |
| Jurisdiction | WINNEBAGO IL |
| Minor Civil Division | DURAND |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 4100 |
Source: Winnebago County records · APN 05-10-429-006
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 E MAIN ST, DURAND, IL 61024-9561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK |
| May 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on Record |
| Deed Sale | Jul 28, 2026 · Amount on Record |
| Deed Doc Number | 202619295 |
| Prior Transfer Date | May 19, 2020 |
| Prior Transfer Doc | 0000013279 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 402 E MAIN ST, WINNEBAGO, IL 61088-9705 |
| Document Number | 0000019295 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202619295 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,756.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E MAIN ST, DURAND, IL 61024-9561 |
| Document Number | 0000019296, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202619296 |
| Name | FORESIGHT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000019297, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 202619297 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Aug 01, 2036 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 22, 2020 |
| Property Address | 402 E MAIN ST, DURAND, IL 61024-9561 |
| Document Number | 0001013279 |
| Instrument Date | May 19, 2020 |
| Instrument | 1013279 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 402 E MAIN ST DURAND IL 610249561, DURAND, IL 61024-9561 |
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Durand Township |
| Municipality | Durand Village |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,057.00 | $39,263 (+46.29%) Land $4,341 Building $34,922 | $117,789 (+46.29%) Land $13,023 Building $104,766 |
| 2022 | Homeowner's exemption | $26,840 Land $2,997 Building $23,843 | $80,520 Land $8,991 Building $71,529 |
402 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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