406 E Main Ave, Fertile, MN 56540 Property Records

Polk County property record for 406 E Main Ave, Fertile, MN 56540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1955
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$7,000 (Nov 2008)
Tax Bill	$1,426 (2026)
APN	`85.00376.00`

Property Details

APN / Parcel Number

Primary APN	`85.00376.00`
Alternative APNs	`399763` `425110` `23982`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,012 sqft Total Area
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	240 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23982
Street Address	406 E MAIN AVE
City	FERTILE
State	MN
Zip	56540-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 LOT 5 & ALL SUBDIVISIONNAME ELM GROVE 2ND ADD LOT 006 BLOCK 003 SUBDIVISIONCD 85010
Legal Subdivision	ELM GROVE SECOND ADDITION
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	POLK MN
Township / Civil Division	FERTILE
Census Block Group	2
Census Block	2013
Census Tract	20800

Owner

Source: Polk County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42406 STATE HIGHWAY 32 SW, FERTILE, MN 56540-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2008 · Amount on Record
Deed Sale	Nov 18, 2008 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Polk County
Municipality	Fertile City
Unified School District	Fertile-Beltrami School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,426.00 (+1.13%)
2025		$88,100 (-28.2%)	$123,500 (+0.65%) Land $16,600 Building $106,900
2023	$1,410.00	$122,700 Land $22,500 Building $100,200	$122,700 Land $22,500 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fertile serves 789 people · EPA ID MN1600008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20