405 E Main Ave, Fertile, MN 56540 Property Records

Polk County property record for 405 E Main Ave, Fertile, MN 56540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,307 sqft · built 1953
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Apr 2010)
Tax Bill	$1,934 (2026)
APN	`85.00369.00`

Property Details

APN / Parcel Number

Primary APN	`85.00369.00`
Alternative APNs	`399758` `425105` `23975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,307 sqft Total Area
Attic	Attic
Attic Area	303 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Mixed
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	384 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23975
Street Address	405 E MAIN AVE
City	FERTILE
State	MN
Zip	56540-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 12 & SUBDIVISIONNAME ELM GROVE 2ND ADD LOT 013 BLOCK 002 SUBDIVISIONCD 85010
Legal Subdivision	ELM GROVE SECOND ADDITION
Legal Block	2
Legal Lot Number	12-13
Jurisdiction	POLK MN
Township / Civil Division	FERTILE
Census Block Group	2
Census Block	2036
Census Tract	20800

Owner

Source: Polk County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 E MAIN AVE, FERTILE, MN 56540-4027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2010 · Amount on Record
Deed Sale	Apr 29, 2010 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Polk County
Municipality	Fertile City
Unified School District	Fertile-Beltrami School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,934.00 (+2.44%)
2025		$133,000 (-18%)	$164,700 (+1.54%) Land $21,000 Building $143,700
2023	$1,888.00	$162,200 Land $30,000 Building $132,200	$162,200 Land $30,000 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 66% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fertile serves 789 people · EPA ID MN1600008
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Garden Valley Technologies Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20