Champaign County property record for 406 E Madison St, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 12,001 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $207,000 (2019) |
| Tax Bill | $4,649.00 (2024) |
| Primary APN | 19-27-23-181-006 |
|---|
| Lot Area | 12,001 sqft (0.276 acres) |
|---|
| Street Address | 406 E MADISON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 6 HALES, E.B., 2ND ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 2ND ADD |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-181-006
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E MADISON ST, PHILO, IL 61864-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Jul 01, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2019 · Amount on Record |
| Deed Sale | Jul 01, 2019 · Amount on Record |
| Prior Sale | Aug 11, 2010 · Amount on Record |
| Deed Doc Number | 201910214 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 406 E MADISON ST, PHILO, IL 61864-9216 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028806 |
|---|---|
| Date | Dec 09, 2021 |
| Instrument | 2021R28806 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAVOY, IL 61874 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 01, 2019 |
| Property Address | 406 E MADISON ST, PHILO, IL 61864-9216 |
| Document Number | 0000010214 |
| Map Reference | MB A PG 148 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019R10214 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, 406, PHILO, IL 61864-9216 |
| Name | Verified Name |
|---|---|
| Address | 406 E MADISON ST, PHILO, IL 61864-9216 |
| Document Number | 0000010215 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 2019R10215 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,280 (+25.04%) Land $10,580 Building $80,700 | $273,840 (+25.04%) Land $31,740 Building $242,100 | |
| 2024 | $4,649.00 (+9.23%) | ||
| 2022 | $4,256.00 Homeowner's exemption | $73,000 Land $8,460 Building $64,540 | $219,000 Land $25,380 Building $193,620 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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