Champaign County property record for 302 E Madison St, Philo, IL 61864 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 16,726 sqft (0.384 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2020) |
| Tax Bill | $2,619.00 (2024) |
| Primary APN | 19-27-23-180-006 |
|---|
| Lot Area | 16,726 sqft (0.384 acres) |
|---|
| Street Address | 302 E MADISON ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9684 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 7, PT 8 BLOCK 5 HALES, E.B., 2ND ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 23 |
| Legal Subdivision | HALES, E.B., 2ND ADD |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | CHAMPAIGN IL |
| Minor Civil Division | PHILO |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 10901 |
Source: Champaign County records · APN 19-27-23-180-006
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 302 E MADISON ST, PHILO, IL 61864-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Closed End Mortgage PHILO EXCHANGE BANK |
| Aug 06, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage PHILO EXCHANGE BANK |
| May 01, 2020 | Executor's Deed, Transfer · Closed End Mortgage PHILO EXCHANGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2020 · Amount on Record |
| Deed Sale | May 01, 2020 · Amount on Record |
| Deed Doc Number | 20207105 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 302 E MADISON ST, PHILO, IL 61864-9684 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 302 E MADISON ST, PHILO, IL 61864-9684 |
| Document Number | 0000019037 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021R19037 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 302 E MADISON ST, PHILO, IL 61864-9684 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015311 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 2020R15311 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | PHILO, IL 61864 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 01, 2021 |
| Rate | 5% |
|---|
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 01, 2020 |
| Property Address | 302 E MADISON ST, PHILO, IL 61864-9684 |
| Document Number | 0000007105 |
| Map Reference | MB A PG 148 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2020R07105 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 302 E MADISON ST, PHILO, IL 61864-9684 |
| Document Number | 0000007106 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 2020R07106 |
| Name | PHILO EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Jul 01, 2025 |
| Rate | 3.75% |
|---|
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,210 (+57.17%) Land $4,160 Building $64,050 | $204,630 (+57.17%) Land $12,480 Building $192,150 | |
| 2024 | $2,619.00 (+10.27%) | ||
| 2022 | $2,375.00 Homeowner's exemption | $43,400 Land $3,320 Building $40,080 | $130,200 Land $9,960 Building $120,240 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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