Monroe County property record for 406 E Locust St, Columbia, IL 62236 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,701 sqft Living Area |
| Lot Size | 14,854 sqft (0.34 acres) |
| Garage | 650 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,924.00 (2024) |
| Primary APN | 04-15-349-016-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,701 sqft Living Area |
| 1st Floor | 1,701 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 14,854 sqft (0.34 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 405 sqft Driveway |
| Garage Area | 650 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch Area | 278 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 406 E LOCUST ST |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-2050 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 16 HERITAGE HEIGHTS |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | HERITAGE HEIGHTS |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 36 |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 600103 |
Source: Monroe County records · APN 04-15-349-016-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E LOCUST ST, COLUMBIA, IL 62236-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 406 E LOCUST ST, COLUMBIA, IL 62236-2050 |
| Document Number | 0000403005 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 406 E LOCUST ST COLUMBIA IL 622362050, COLUMBIA, IL 62236-2050 |
| Document Number | 0000403005 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 403005 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Columbia City |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,400 (+32.14%) Land $19,450 Building $90,950 | $331,200 (+32.14%) Land $58,350 Building $272,850 | |
| 2024 | $5,924.00 | ||
| 2022 | Additional exemption filed | $83,550 Land $16,040 Building $67,510 | $250,650 Land $48,120 Building $202,530 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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