Monroe County property record for 405 E Locust St, Columbia, IL 62236 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,509 sqft Living Area |
| Lot Size | 11,481 sqft (0.26 acres) |
| Garage | 462 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,345.00 (2024) |
| Primary APN | 04-15-349-015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,509 sqft Living Area |
| 1st Floor | 1,509 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 11,481 sqft (0.26 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 968 sqft Driveway |
| Garage Area | 462 sqft Garage |
| Deck Area | 42 sqft Deck |
| Patio Area | 42 sqft Patio |
| Porch Area | 375 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 405 E LOCUST ST |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-2020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 HERITAGE HEIGHTS |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | HERITAGE HEIGHTS |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 36 |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 600103 |
Source: Monroe County records · APN 04-15-349-015-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E LOCUST ST, COLUMBIA, IL 62236-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ELECTRO SAVINGS CU |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELECTRO SAVINGS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 405 E LOCUST ST, COLUMBIA, IL 62236-2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000415580 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 415580 |
| Name | ELECTRO SAVINGS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 19, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 405 E LOCUST ST, COLUMBIA, IL 62236-2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000408122 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 408122 |
| Name | ELECTRO SAVINGS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 19, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Columbia City |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,980 (+31.71%) Land $18,580 Building $81,400 | $299,940 (+31.71%) Land $55,740 Building $244,200 | |
| 2024 | $5,345.00 | ||
| 2022 | Additional exemption filed | $75,910 Land $15,020 Building $60,890 | $227,730 Land $45,060 Building $182,670 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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