406 E Locust St, Centralia, WA 98531 Property Records

Lewis County property record for 406 E Locust St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1989
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2019)
Tax Bill	$1,568 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
APN	`003544-001-000`

Property Details

APN / Parcel Number

Primary APN	`003544-001-000`
Alternative APNs	`2213235` `14878`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,248 sqft
Flooring	Wood

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2213235
Street Address	406 E LOCUST ST
City	CENTRALIA
State	WA
Zip	98531-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W E2 110X120 SE COR LOCUST & DIAMOND STS SE4 NE4
Legal Range	02W
Legal Township	14N
Legal Section	08
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1004
Census Tract	970700

Owner

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E LOCUST ST, CENTRALIA, WA 98531-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	20193514861
Prior Transfer Date	Jun 17, 2005
Prior Transfer Doc	0003225200
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Dec 11, 2019
Property Address	406 E LOCUST ST, CENTRALIA, WA 98531-4140
Document Number	0003514861
Instrument Date	Dec 6, 2019
Instrument	3514861
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,277.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E LOCUST ST, CENTRALIA, WA 98531-4140

Mortgage

Document Number	0003514862
Date	Dec 11, 2019
Instrument	3514862

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,500 (-) Land $50,000 Building $188,500	$238,500 (-) Land $50,000 Building $188,500
2024	$1,568.00 (-22.83%)	$238,500 (-3.79%) Land $50,000 Building $188,500	$238,500 (-3.79%) Land $50,000 Building $188,500
2023	$2,032.00
2022		$247,900 Land $50,000 Building $197,900	$247,900 Land $50,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	95 (1986–2022)
Claims Outside the SFHA	9 of 95
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 39 claims High Winds, Severe Storms And Flooding, Feb 1996 · 20 claims Severe Storms & Flooding, Nov 1990 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Hawk Networks Fixed Wireless	200 / 70
T-Mobile Fixed Wireless	100 / 20