Branch County property record for 344 E Lockwood Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Dec 2019) |
| Tax Bill | $4,751 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-004-300-001-01 |
| Primary APN | 110-004-300-001-01 |
|---|
| Lot Area | 871,200 sqft (20 acres) |
|---|
| Street Address | 344 E LOCKWOOD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT S 1/4 POST OF SEC 4 TH S 89DEG 15MIN 43SEC W ALG S LI OF SD SEC 4 A DISTANCE OF 771 FT TH N 00DEG 04MIN 44SEC E 1130 |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 04 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 951100 |
344 E Lockwood Rd is owned and occupied by an individual who bought it in December 2019.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 344 E LOCKWOOD RD, COLDWATER, MI 49036-9069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB |
| Dec 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on File |
| Deed Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 20197741 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 344 E LOCKWOOD RD, COLDWATER, MI 49036-9069 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | CISLO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202005025 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020-05025 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Dec 4, 2019 |
| Property Address | 344 E LOCKWOOD RD, COLDWATER, MI 49036-9069 |
| Document Number | 201907741 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019-07741 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,483.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 344 E LOCKWOOD RD, 344, COLDWATER, MI 49036-9069 |
| Name | Verified Name |
|---|---|
| Address | 16764 E C AVE, AUGUSTA, MI 49012-9302 |
| Document Number | 201907742 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 2019-07742 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 344 E Lockwood Rd was $4,751, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,933 (+1.43%) | $489,866 (+1.43%) | |
| 2025 | $4,751.00 (+2.66%) | $241,491 | $482,982 |
| 2024 | $4,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 344 E Lockwood Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 344 E Lockwood Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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