Kankakee County property record for 403 E Kay St, Herscher, IL 60941
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.407 acres (17,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Oct 2024) |
| Tax Bill | $8,127 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-14-28-301-029 |
| Primary APN | 14-14-28-301-029 |
|---|
| Lot Area | 17,741 sqft (0.407 acres) |
|---|
| Street Address | 403 E KAY ST |
|---|---|
| City | HERSCHER |
| State | IL |
| Zip | 60941-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK PLACE SUB 1ST ADDN LOT 29 28-30-10E |
| Legal Subdivision | PARK PLACE SUB |
| Legal Lot Number | 29 |
| Jurisdiction | KANKAKEE IL |
| Township / Civil Division | PILOT |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 12600 |
Source: Kankakee County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 E KAY ST, HERSCHER, IL 60941-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST TRUST BANK OF ILLINOIS |
| Apr 14, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK |
| Oct 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK OF KANKAKEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on Record |
| Deed Sale | Oct 15, 2024 · Amount on Record |
| Prior Sale | May 14, 2007 · Amount on Record |
| Deed Document Number | 20249925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Property Address | 403 E KAY ST, HERSCHER, IL 60941-5530 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202400675 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 202400675 |
| Name | FIRST TRUST BANK OF ILLINOIS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 17, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Property Address | 403 E KAY ST, HERSCHER, IL 60941-5530 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200908026 |
|---|---|
| Date | Apr 14, 2009 |
| Instrument | 200908026 |
| Name | FIRST TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 13, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Recording Date | Oct 15, 2024 |
| Property Address | 403 E KAY ST, HERSCHER, IL 60941-5530 |
| Document Number | 0202409925 |
| Instrument Date | Oct 11, 2024 |
| Instrument | 202409925 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 E KAY ST, HERSCHER, IL 60941-5530 |
| Document Number | 0202409926 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 202409926 |
| Name | PEOPLES BANK OF KANKAKEE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 4.09% |
| Max Rate At Change | 8.09% |
| Index | 1-Year CMT |
| Max Rate | 12% |
Source: Kankakee County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kankakee County |
| County Subdivision | Pilot Township |
| Municipality | Herscher Village |
| Unified School District | Herscher Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,127.00 (+17.04%) | $117,243 (+19.77%) Land $17,707 Building $99,536 | $351,729 (+19.77%) Land $53,121 Building $298,608 |
| 2024 | $6,944.00 (+12.97%) | ||
| 2023 | $97,894 Land $14,785 Building $83,109 | $293,682 Land $44,355 Building $249,327 | |
| 2022 | $6,147.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERSCHER serves 1,600 people · EPA ID IL0910450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 11 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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