406 E Harmon St, Oakwood, OH 45873 Property Records

Paulding County property record for 406 E Harmon St, Oakwood, OH 45873

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,353 sqft · built 1901
Lot Size2.03 acres (88,557 sqft)
Owner2 Individual Names on File
Last Sale$30,000 (Jun 2008)
Tax Bill$1,281 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-22S-028-00

Property Details

APN / Parcel Number

Primary APN10-22S-028-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,353 sqft Living Area
1st Floor Area2,488 sqft
Upper Floors Area572 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area88,557 sqft (2.03 acres)
Lot Dimensions671 ft deep x 132 ft wide
Garage Area1,320 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area820 sqft
Shed1 Shed
Shed Area198 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address406 E HARMON ST
CityOAKWOOD
StateOH
Zip45873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 EPT WPT OUTLOTS S-26 OAKWOOD VILL
Legal Lot Number12
JurisdictionPAULDING OH
Township / Civil DivisionBROWN
Census Block Group2
Census Block2017
Census Tract960500

Owner

406 E Harmon St is owned and occupied by two individuals who bought it in June 2008.

Source: Paulding County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address407 E HARMON ST, OAKWOOD, OH 45873-9664
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2008 · Amount on File
Deed SaleJun 2, 2008 · Amount on File
Prior SaleOct 9, 1996
Deed Document Number20081620
Deed Book / Page527 / 802
Prior Transfer DateSep 21, 2006
Prior Transfer Doc00517/1618
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAULDING OH
Property Address406 E HARMON ST, OAKWOOD, OH 45873
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00591/1820
DateOct 15, 2019
Book Page591/1820
Instrument201900002442
Lender
NameMIDWEST COMMUNITY FCU
TypeCredit Union
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount on Record
Term144 Months
DueOct 28, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Harmon St was $1,281 with a homeowner's exemption, up 9.4% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyPaulding County
County SubdivisionBrown Township
MunicipalityOakwood Village
Unified School DistrictPaulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,281.00 (+9.39%) Homeowner's exemption$29,900 (+14.65%) Land $4,030 Building $25,870$85,400 Land $11,500 Building $73,900
2024$1,171.00 (+5.69%) Homeowner's exemption$26,080 (-) Land $3,500 Building $22,580
2023$1,108.00 (-5.22%)$26,080 (-) Land $3,500 Building $22,580
2022$1,169.00$26,080 Land $3,500 Building $22,580$74,500 Land $10,000 Building $64,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E Harmon St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims7 (1981–2008)
Claims Outside the SFHA1 of 7
Most Recent ClaimFeb 2008 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E Harmon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAKWOOD VILLAGE PWS
serves 727 people · EPA ID OH6300312
Water SourceGroundwater
Last State InspectionMar 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Jul 2023
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Arthur Mutual Telephone
Fiber
1,000 / 500
MetaLINK Technologies
Fixed Wireless
500 / 100

May also be available: TDS Telecom.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Harmon St

Nearby Streets

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