400 E Harmon St, Oakwood, OH 45873 Property Records

Paulding County property record for 400 E Harmon St, Oakwood, OH 45873

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,323 sqft · built 1901
Lot Size	0.812 acres (35,371 sqft)
Owner	Individual Name on File
Last Sale	$22,500 (Sep 2023)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Sep 2023 Sale Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-22S-027-00`

Property Details

APN / Parcel Number

Primary APN	`10-22S-027-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,788 sqft
Attic	Attic
Attic Area	429 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	35,371 sqft (0.812 acres)
Lot Dimensions	262 ft deep x 135 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	400 E HARMON ST
City	OAKWOOD
State	OH
Zip	45873-9667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PT PAR 2 OUTLOTS S-26 OAKWOOD VILL
Legal Lot Number	12
Jurisdiction	PAULDING OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2017
Census Tract	960500

Owner

400 E Harmon St is owned and occupied by an individual who bought it in September 2023.

Source: Paulding County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	400 E HARMON ST, OAKWOOD, OH 45873-9667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer
Aug 14, 2018	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Aug 22, 2016 · Amount on File
Deed Document Number	20231778
Deed Book / Page	614 / 1870
Prior Transfer Date	Oct 9, 2001
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Sep 1, 2023
Property Address	400 E HARMON ST, OAKWOOD, OH 45873-9667
Document Number	00614/1870
Book / Page	614 / 1870
Instrument Date	Aug 23, 2023
Instrument	202300001778
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E HARMON ST, OAKWOOD, OH 45873-9667

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	400 E HARMON ST, OAKWOOD, OH 45873-9667
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	584/2382
Date	Aug 14, 2018
Book Page	584/2382
Instrument	201800001908

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 13, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 400 E Harmon St was $1,015, up 53.8% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Brown Township
Municipality	Oakwood Village
Unified School District	Paulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+53.79%)	$23,210 (+61.74%) Land $5,150 Building $18,060	$66,300 Land $14,700 Building $51,600
2024	$660.00 (+5.94%)	$14,350 (+4.82%) Land $4,480 Building $9,870
2023	$623.00 (+1.8%)	$13,690 (-) Land $4,480 Building $9,210
2022	$612.00	$13,690 Land $4,480 Building $9,210	$41,000 Land $12,800 Building $28,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 E Harmon St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (1981–2008)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Feb 2008 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 E Harmon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKWOOD VILLAGE PWS serves 727 people · EPA ID OH6300312
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Jul 2023
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: TDS Telecom.

Cell Coverage

5G and 4G LTE (outdoors only)

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