406 E Garza St, Del Rio, TX 78840 Property Records

Val Verde County property record for 406 E Garza St, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,882 sqft · built 2019
Lot Size	0.157 acres (6,848 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Dec 2019)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`6020-0380-0140`

Property Details

APN / Parcel Number

Primary APN	`6020-0380-0140`
Alternative APN	`27810`

Interior

Full Baths	1 Bath
Building Area	1,882 sqft Total Area
1st Floor Area	1,314 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,848 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6020-0380-0140
Street Address	406 E GARZA ST
City	DEL RIO
State	TX
Zip	78840-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUM BLOCK 38 LOT 14
Legal Subdivision	BLUM
Legal Block	38
Legal Lot Number	14
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1042
Census Tract	950601

Owner

Source: Val Verde County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E GARZA ST, DEL RIO, TX 78840-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Vendor's Lien, Transfer · FHA Mortgage FLAGSTAR BANK FSB
May 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	May 31, 2019
Deed Document Number	2019317567
Prior Transfer Date	Dec 3, 2012
Prior Transfer Doc	0000274482
Record Updated	Oct 29, 2026

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Dec 27, 2019
Property Address	406 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000317567
Map Reference	VOL 3 PG 578
Instrument Date	Dec 23, 2019
Instrument	317567
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E GARZA ST, DEL RIO, TX 78840-7202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000317568
Date	Dec 27, 2019
Instrument	317568

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAL VERDE TX
Recording Date	May 31, 2019
Property Address	406 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000313800
Map Reference	VOL 3 PG 578
Instrument Date	May 31, 2019
Instrument	00313800
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 W BOWIE ST, DEL RIO, TX 78840-7405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MERCEDEZ DR, DEL RIO, TX 78840-6805

Tax Assessment & Valuation

Source: Val Verde County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,462.00 (+18.67%)	$201,057 (+1.85%) Land $22,605 Building $178,452	$201,057 (+1.85%) Land $22,605 Building $178,452
2023		$197,403 Land $24,000 Building $173,403	$197,403 Land $24,000 Building $173,403
2022	$3,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Big Bend Telecom Fixed Wireless	250 / 50

May also be available: T-Mobile.

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