404 E Garza St, Del Rio, TX 78840 Property Records

Val Verde County property record for 404 E Garza St, Del Rio, TX 78840

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,885 sqft · built 2022
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual Name on File
Last Sale	$893,601 (Jan 2025)
Tax Bill	$4,771 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6020-0380-0130`

Property Details

APN / Parcel Number

Primary APN	`6020-0380-0130`
Alternative APN	`27809`

Interior

Full Baths	1 Bath
Building Area	1,885 sqft Total Area
1st Floor Area	1,587 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	6,852 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6020-0380-0130
Street Address	404 E GARZA ST
City	DEL RIO
State	TX
Zip	78840-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUM BLOCK 38 LOT 13
Legal Subdivision	BLUM
Legal Block	38
Legal Lot Number	13
Jurisdiction	VAL VERDE TX
Township / Civil Division	DEL RIO
Census Block Group	1
Census Block	1042
Census Tract	950601

Owner

404 E Garza St is owned by an individual who bought it in January 2025.

Source: Val Verde County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	310 E GUTIERREZ ST, DEL RIO, TX 78840-7114
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 8, 2022	Warranty Deed, Construction Loan · Construction Mortgage AMISTAD BANK
Apr 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Feb 15, 2023 · Amount on File
Deed Document Number	2025350923
Record Updated	Sep 20, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Feb 15, 2023
Property Address	404 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000339864
Map Reference	VOL 3 PG 578
Instrument Date	Feb 13, 2023
Instrument	339864
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 GABRIELLAS WAY, DEL RIO, TX 78840-0698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 LIMA ST, DEL RIO, TX 78840-5724

Mortgage

Document Number	0000339865
Date	Feb 15, 2023
Instrument	339865

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0000339866
Date	Feb 15, 2023
Instrument	339866

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	VAL VERDE TX
Recording Date	Aug 8, 2022
Property Address	404 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000336566
Map Reference	VOL 3 PG 578
Instrument Date	Aug 8, 2022
Instrument	336566
Transaction Type	Construction Loan
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 GABRIELLAS WAY, DEL RIO, TX 78840-0698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GABRIELLAS WAY, DEL RIO, TX 78840-0698

Mortgage

Document Number	0000336567
Date	Aug 8, 2022
Instrument	336567

Lender

Name	AMISTAD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAL VERDE TX
Recording Date	Apr 16, 2018
Property Address	404 FRONTERA RD, DEL RIO, TX 78840
Document Number	0000307055
Map Reference	VOL 3 PG 578
Instrument Date	Apr 13, 2018
Instrument	00307055
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 STARCREST DR APT 48, 48, SAN ANTONIO, TX 78217-4716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 E GUTIERREZ ST, DEL RIO, TX 78840-7114

Tax Assessment & Valuation

The 2025 property tax bill for 404 E Garza St was $4,771.

Source: Val Verde County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Del Rio City
County	Val Verde County
Unified School District	San Felipe-Del Rio Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,771.00	$214,977 Land $22,605 Building $192,372	$214,977 Land $22,605 Building $192,372
2023		$207,317 Land $24,000 Building $183,317	$207,317 Land $24,000 Building $183,317
2022	$266.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 404 E Garza St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E Garza St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL RIO UTILITIES COMMISSION serves 36,506 people · EPA ID TX2330001
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Big Bend Telecom Fixed Wireless	250 / 50

May also be available: T-Mobile.

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