406 E Clay St, Lancaster, PA 17602 Property Records

Lancaster County property record for 406 E Clay St, Lancaster, PA 17602

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,808 sqft · built 1908
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2018)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`336-77253-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-77253-0-0000`
Alternative APN	`33612K9C 7 2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	688 sqft
Upper Floors Area	1,120 sqft
Basement Area	544 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 E CLAY ST
City	LANCASTER
State	PA
Zip	17602-2154
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2001
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E CLAY ST, LANCASTER, PA 17602-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JONESTOWN BANK & TRUST CO
Aug 30, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage WACHOVIA BANK NA
Jul 26, 2018	Grant Deed, Transfer · Conventional with PMI JONESTOWN BK&TR
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF BIRD-IN-HAND
Aug 11, 2017	Grant Deed, Transfer BARRISTERS LAND ABSTRACT COMPANY, BARRISTERS LAND ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	20186409816
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	406 E CLAY ST, LANCASTER, PA 17602-2154
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006626563
Date	Aug 23, 2021
Instrument	6626563

Lender

Name	JONESTOWN BANK & TRUST CO
Type	Bank
Address	JONESTOWN, PA 17038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	406 E CLAY ST, LANCASTER, PA 17602-2154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006352814
Date	Aug 30, 2017
Instrument	6352814

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	237 Months
Due	May 30, 2037

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 26, 2018
Property Address	406 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0006409816
Instrument Date	Jul 19, 2018
Instrument	6409816
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	INTERCOUNTY LAND TRANSFER LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CLAY ST LANCASTER PA 176022154, LANCASTER, PA 17602-2154

Mortgage

Document Number	6409817
Date	Jul 26, 2018
Instrument	6409817

Lender

Name	JONESTOWN BK&TR
Address	JONESTOWN, PA 17038

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	May 25, 2018
Property Address	406 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0006398993
Instrument Date	May 22, 2018
Instrument	6398993
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2361 STUMPTOWN RD LANCASTER PA 176021017, LANCASTER, PA 17602-1017

Mortgage

Document Number	6398994
Date	May 25, 2018
Instrument	6398994

Lender

Name	BANK OF BIRD-IN-HAND
Type	Bank
Address	BIRD-IN-HAND, PA 17505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Aug 11, 2017
Property Address	406 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0006349178
Instrument Date	Aug 1, 2017
Instrument	6349178
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	BARRISTERS LAND ABSTRACT COMPANY, BARRISTERS LAND ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$919.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1653 LITITZ PIKE #404 LANCASTER PA 176016507, 404, LANCASTER, PA 17601-6507

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (-) Land $17,800 Building $150,700	$168,500 (-) Land $17,800 Building $150,700
2025	$6,738.00 (+1.06%)
2024	$6,667.00 (+6.13%)	$168,500 (-) Land $17,800 Building $150,700
2023	$6,282.00 Homeowner's exemption	$168,500 Land $17,800 Building $150,700
2018			$168,500 Land $17,800 Building $150,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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