404 E Clay St, Lancaster, PA 17602 Property Records

Lancaster County property record for 404 E Clay St, Lancaster, PA 17602

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,208 sqft · built 1908
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2026)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`336-75550-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-75550-0-0000`
Alternative APN	`33612K9C 7 1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	544 sqft
Upper Floors Area	1,120 sqft
Basement Area	544 sqft
Finished Basement	544 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Porch	Slab
Porch Area	160 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 E CLAY ST
City	LANCASTER
State	PA
Zip	17602-2154
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	404 E CLAY ST
Legal Lot Number	1
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2001
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 E CLAY ST, LANCASTER, PA 17602-2154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK
Jun 1, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK
Jan 2, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage MERIDIAN BANK
Apr 30, 2019	Deed, Transfer LOAN RANGER CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	202621691
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Recording Date	Jun 10, 2026
Property Address	404 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0000023209
Instrument Date	May 11, 2026
Instrument	202623209
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CLAY ST, LANCASTER, PA 17602-2154

Mortgage

Document Number	0000023209,
Date	Jun 10, 2026
Instrument	202623209

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jun 1, 2026
Property Address	404 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0000021691
Instrument Date	May 11, 2026
Instrument	202621691
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$333,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E CLAY ST, LANCASTER, PA 17602-2154

Mortgage

Document Number	0000021692,
Date	Jun 1, 2026
Instrument	202621692

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 2, 2020
Property Address	404 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0006500119
Instrument Date	Dec 27, 2019
Instrument	6500119
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2022
Title Company	COLONY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 E CLAY ST, LANCASTER, PA 17602-2154

Mortgage

Document Number	0006500120
Date	Jan 2, 2020
Instrument	6500120

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Apr 30, 2019
Property Address	404 E CLAY ST, LANCASTER, PA 17602-2154
Document Number	0006454708
Instrument Date	Apr 30, 2019
Instrument	6454708
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	ABSTRACT ASSC OF LANCASTER I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 N MARY ST, LANCASTER, PA 17603-3716

Mortgage

Document Number	0006454709
Date	Apr 30, 2019
Instrument	6454709

Lender

Name	LOAN RANGER CAPITAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,100 (-) Land $17,800 Building $111,300	$129,100 (-) Land $17,800 Building $111,300
2025	$5,162.00 (+1.06%) Homeowner's exemption	$129,100 (-) Land $17,800 Building $111,300	$129,100 (-) Land $17,800 Building $111,300
2024	$5,108.00	$129,100 Land $17,800 Building $111,300
2018			$129,100 Land $17,800 Building $111,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company, T-Mobile USA.

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