406 E Cecil Ave, North East, MD 21901 Property Records

Cecil County property record for 406 E Cecil Ave, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,668 sqft · built 1973
Lot Size0.517 acres (22,500 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (Dec 2005)
Deeds & MortgagesApr 2023 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-029295

Property Details

APN / Parcel Number

Primary APN05-029295
Alternative APNs
  • 5029295
  • 029295

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,668 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area22,500 sqft (0.517 acres)
Garage TypeDetached
Garage Area868 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number029295
Street Address406 E CECIL AVE
CityNORTH EAST
StateMD
Zip21901-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionLOT E - .5175 ACRE 406 EAST CECIL AVENUE E OF NORTH EAST
Legal SubdivisionNORTH EAST
Legal Lot NumberE
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group3
Census Block3011
Census Tract30903

Owner

406 E Cecil Ave is owned and occupied by two individuals who acquired it in April 2023.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address406 E CECIL AVE, NORTH EAST, MD 21901-4014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2005 · Amount on File
Deed SaleDec 6, 2005 · Amount on File
Prior SaleNov 20, 1995 · Amount on File
Deed Document Number2005527
Deed Book / Page2040 / 338
Last Transfer DateApr 4, 2023
Transfer Doc0053150269
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCECIL MD
Recording DateApr 19, 2023
Property Address406 E CECIL AVE, NORTH EAST, MD 21901-4014
Document Number0053150269
Book / Page5315 / 269
Map ReferenceMB 2040 PG 342
Instrument DateApr 4, 2023
Transaction TypeTransfer
Record UpdatedMay 3, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address406 E CECIL AVE, NORTH EAST, MD 21901-4014

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address406 E CECIL AVE, NORTH EAST, MD 21901-4014
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049050417
DateJun 9, 2021
Book Page4905/417
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026Homeowner's exemption$292,400 (+8.5%) Land $65,200 Building $227,200$292,400 (-) Land $65,200 Building $227,200
2025Homeowner's exemption$269,500$292,400 Land $65,200 Building $227,200
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$223,700 Land $65,200 Building $158,500$223,700 Land $65,200 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E Cecil Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimAug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 E Cecil Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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