405 E Cecil Ave, North East, MD 21901 Property Records

Cecil County property record for 405 E Cecil Ave, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,234 sqft · built 1930
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$224,900 (Nov 2005)
Tax Bill$1,828 (2026)
Deeds & MortgagesSep 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-057140

Property Details

APN / Parcel Number

Primary APN05-057140
Alternative APNs
  • 5057140
  • 057140

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,234 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
PorchSlab
Porch Area322 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number057140
Street Address405 E CECIL AVE
CityNORTH EAST
StateMD
Zip21901-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUR
Legal DescriptionLOT 4 - .172 ACRE 405 EAST CECIL AVENUE E OF NORTH EAST
Legal SubdivisionANDREWS DIGGS SUBDIVISION
Legal Lot Number4
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group2
Census Block2036
Census Tract30903

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address405 E CECIL AVE, NORTH EAST, MD 21901-4013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2005 · Amount on Record
Deed SaleNov 17, 2005 · Amount on Record
Prior SaleNov 17, 2005 · Amount on Record
Deed Book / Page2027 / 290
Prior Transfer DateOct 31, 2005
Prior Transfer Doc0020270290
Record UpdatedOct 29, 2026

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCECIL MD
Property Address405 E CECIL AVE, NORTH EAST, MD 21901-4013
Document Number0043170198
Instrument DateSep 18, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 E CECIL AVE NORTH EAST MD 219014013, NORTH EAST, MD 21901-4013

Mortgage

Document Number0043170198
DateOct 24, 2018
Book Page004317/000198
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term480 Months
DueOct 23, 2058
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,828.00 (+3.57%) Homeowner's exemption$191,900 (+8.36%) Land $54,000 Building $137,900$191,900 (-) Land $54,000 Building $137,900
2025$1,765.00 (+90.19%) Homeowner's exemption$177,100 (+20.07%)$191,900 (+30.1%) Land $54,000 Building $137,900
2023$928.00 Homeowner's exemption$147,500 Land $54,000 Building $93,500$147,500 Land $54,000 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1979–2015)
Claims Outside the SFHA7 of 22
Most Recent ClaimOct 2015 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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