Wood County property record for 406 E Carnegie St, Winnsboro, TX 75494
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,234 sqft · built 1900 |
| Lot Size | 0.499 acres (21,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,190 (Aug 2022) |
| Tax Bill | $6,309 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5305-0021-0060-50 |
| Primary APN | 5305-0021-0060-50 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,234 sqft Living Area |
| Gross Area | 5,568 sqft |
| 1st Floor Area | 2,180 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Roof Type | Gable |
| Lot Area | 21,750 sqft (0.499 acres) |
| Lot Dimensions | 150 ft deep x 145 ft wide |
| Garage Type | Carport |
| Garage Area | 768 sqft |
| Carport | Carport |
| Carport Area | 768 sqft |
| Porch | Porch |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5305-0021-0060-50 |
|---|---|
| Street Address | 406 E CARNEGIE ST |
| City | WINNSBORO |
| State | TX |
| Zip | 75494-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 THRU 10, PT ALLEY BLK 21 .4993 CITY OF WINNSBORO |
| Legal Subdivision | WINNSBORO |
| Legal Block | 21 |
| Legal Lot Number | 6-10 |
| Jurisdiction | WOOD TX |
| Township / Civil Division | WINNSBORO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950200 |
406 E Carnegie St is owned and occupied by two individuals who bought it in August 2022.
Source: Wood County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E CARNEGIE ST, WINNSBORO, TX 75494-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 6, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2022 · Amount on File |
| Deed Sale | Aug 3, 2022 · Amount on File |
| Prior Sale | Jul 10, 2014 · Amount on File |
| Deed Document Number | 20228753 |
| Prior Transfer Date | Jul 7, 2014 |
| Prior Transfer Doc | 0000007274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WOOD TX |
| Recording Date | Aug 3, 2022 |
| Property Address | 406 E CARNEGIE ST, WINNSBORO, TX 75494-3314 |
| Document Number | 202200008753 |
| Map Reference | VOL 4 PG 21 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022-00008753 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NOT AVAILABLE, TRI COUNTY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 E CARNEGIE ST, 406, WINNSBORO, TX 75494-3314 |
| Name | Verified Name |
|---|---|
| Address | 1003 BLUFF SPRINGS RD, FERRIS, TX 75125-9699 |
| Document Number | 202200008754 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022-00008754 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD TX |
| Property Address | 406 E CARNEGIE ST, WINNSBORO, TX 75494-3314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 202100009671 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-00009671 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOOD TX |
| Property Address | 406 E CARNEGIE ST, WINNSBORO, TX 75494-3314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202000011331 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-00011331 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 406 E Carnegie St was $6,309 with a homeowner's exemption.
Source: Wood County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Wood County |
| Municipality | Winnsboro City |
| Unified School District | Winnsboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,103 (-0.82%) Land $15,230 Building $381,873 | $397,103 (-0.82%) Land $15,230 Building $381,873 | |
| 2025 | $6,309.00 Homeowner's exemption | $400,369 Land $10,880 Building $389,489 | $400,369 Land $10,880 Building $389,489 |
| 2023 | $398,750 Land $10,880 Building $387,870 | $398,750 Land $10,880 Building $387,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 E Carnegie St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1980–1993) |
| Most Recent Claim | Oct 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 E Carnegie St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINNSBORO serves 3,614 people · EPA ID TX2500004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures