400 E Carnegie St, Winnsboro, TX 75494 Property Records

Wood County property record for 400 E Carnegie St, Winnsboro, TX 75494

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,993 sqft · built 1900
Lot Size0.43 acres (18,748 sqft)
Owner2 Individual Names on Record
Last Sale$166,300 (Nov 2018)
Tax Bill$3,094 (2025)
Deeds & MortgagesAug 2023 Mortgage
Dec 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5305-0021-0010-50

Property Details

APN / Parcel Number

Primary APN5305-0021-0010-50
Alternative APN
  • 39401

Interior

Full Baths2 Baths
Building Area1,993 sqft Living Area
Gross Area3,298 sqft
1st Floor Area1,993 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Roof TypeGable
Lot Area18,748 sqft (0.43 acres)
Lot Dimensions150 ft deep x 125 ft wide
PorchPorch
Porch Area1,305 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number5305-0021-0010-50
Street Address400 E CARNEGIE ST
CityWINNSBORO
StateTX
Zip75494-3314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1-5 BLK 21 .4304 CITY OF WINNSBORO
Legal SubdivisionWINNSBORO
Legal Block21
Legal Lot Number1-5
JurisdictionWOOD TX
Township / Civil DivisionWINNSBORO
Census Block Group2
Census Block2001
Census Tract950200

Owner

Source: Wood County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
EASTMAN CU
Dec 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
AFFILIATED BANK
Nov 30, 2018Vendor's Lien, Transfer
JOHN BRADSHAW
Nov 30, 2018Vendor's Lien, Transfer
JOHN BRADSHAW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number201811014
Prior Transfer DateOct 27, 2017
Prior Transfer Doc0000011014
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOOD TX
Property Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314

Mortgage

Document Number202300007724
DateAug 17, 2023
Instrument2023-00007724
Lender
NameEASTMAN CU
TypeCredit Union
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 15, 2038

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOOD TX
Property Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800011572
DateDec 21, 2018
Instrument2018-00011572
Lender
NameAFFILIATED BANK
TypeBank
AddressARLINGTON, TX 76015
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWOOD TX
Recording DateNov 30, 2018
Property Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314
Document Number201800011013
Instrument DateNov 21, 2018
Instrument2018-00011013
Transaction TypeTransfer
Record UpdatedDec 21, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address785 COUNTY ROAD 4840, 785, MOUNT PLEASANT, TX 75455-8960

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314

Mortgage

DateNov 30, 2018
Lender
NameJOHN BRADSHAW
TypePrivate Party
Special NotesSeller Financed
Agreement
AmountAmount Recorded

November 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWOOD TX
Recording DateNov 30, 2018
Property Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314
Document Number201800011014
Instrument DateOct 27, 2017
Instrument2018-00011014
Transaction TypeTransfer
Record UpdatedDec 16, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address785 COUNTY ROAD 4840, 785, MOUNT PLEASANT, TX 75455-8960

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E CARNEGIE ST, WINNSBORO, TX 75494-3314

Mortgage

Document Number201700010791
DateNov 30, 2018
Instrument2017-00010791
Lender
NameJOHN BRADSHAW
TypePrivate Party
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Wood County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyWood County
MunicipalityWinnsboro City
Unified School DistrictWinnsboro Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,800 (-) Land $9,380 Building $224,420$233,800 (-) Land $9,380 Building $224,420
2025$3,094.00 (-12.13%) Homeowner's exemption$233,800 (-1.83%) Land $9,380 Building $224,420$233,800 (-1.83%) Land $9,380 Building $224,420
2023$238,160 Land $9,380 Building $228,780$238,160 Land $9,380 Building $228,780
2022$3,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1980–1993)
Most Recent ClaimOct 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINNSBORO
serves 3,614 people · EPA ID TX2500004
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Optimum
Cable
940 / 35
Peoples Communications
Fixed Wireless
500 / 60
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20

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