Gaston County property record for 406 E Academy St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1928 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (May 2016) |
| Tax Bill | $1,381 (2023) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06012 08400 |
| Primary APN | 06012 08400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Heated Area |
| Flooring | Hardwood |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 81 ft deep x 100 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 06012 08400 |
|---|---|
| Street Address | 406 E ACADEMY ST |
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 06 012 084 00 000 |
| Legal Subdivision | MOUNTAIN ST SOUTH |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30700 |
Source: Gaston County records · APN 06012 08400
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E ACADEMY ST, CHERRYVILLE, NC 28021-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2016 · Amount on Record |
| Deed Sale | May 06, 2016 · Amount on Record |
| Deed Document Number | 0004842408 |
| Prior Transfer Date | Apr 29, 2016 |
| Prior Transfer Doc | 0048420408 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 406 E ACADEMY ST, CHERRYVILLE, NC 28021-3427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0054370979 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 5437/979 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,381.00 | $126,770 Land $10,630 Building $116,140 |
Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHERRYVILLE serves 6,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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