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404 E Academy St, Cherryville, NC 28021 Property Records

Gaston County property record for 404 E Academy St, Cherryville, NC 28021 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 982 sqft · built 1920
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$64,500 (Apr 2018)
Tax Bill$1,571 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06012 08300

Property Details

APN / Parcel Number

Primary APN06012 08300
Alternative APN
  • 130714

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area982 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,276 sqft (0.19 acres)
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address404 E ACADEMY ST
CityCHERRYVILLE
StateNC
Zip28021-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description06 012 083 00 000
JurisdictionGASTON NC
Township / Civil DivisionCHERRYVILLE
Census Block Group3
Census Block3028
Census Tract30700

Owner

Source: Gaston County records · APN 06012 08300

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address126 LAKE RD, KINGS MOUNTAIN, NC 28086-9709
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAROLINAS TELCO FCU
Apr 23, 2018Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2018 · Amount on Record
Deed SaleApr 23, 2018 · Amount on Record
Prior SaleJun 05, 2007 · Amount on Record
Deed Book / Page4972 / 2377
Prior Transfer DateApr 19, 2012
Prior Transfer Doc0046120900
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address404 E ACADEMY ST, CHERRYVILLE, NC 28021-3427
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051531167
DateSep 04, 2020
Book Page5153/1167
Lender
NameCAROLINAS TELCO FCU
TypeCredit Union
AddressCHARLOTTE, NC 28208
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2045

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateApr 23, 2018
Property Address404 E ACADEMY ST, CHERRYVILLE, NC 28021-3427
Document Number0049722377
Book / Page4972 / 2377
Instrument DateApr 20, 2018
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$129.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 E ACADEMY ST, 404, CHERRYVILLE, NC 28021-3427

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 LAKE RD, KINGS MOUNTAIN, NC 28086-9709

Mortgage

Document Number49722379
DateApr 23, 2018
Instrument4972/2379
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2038

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCherryville City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,571.00 (-1.01%)$145,670 (-) Land $10,630 Building $135,040
2023$1,587.00$145,670 Land $10,630 Building $135,040
2021$69,280 Land $8,500 Building $60,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710307003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2020, river or lake flooding

Wildfire

Wildfire RiskLow
above 32% of the US · above 43% of North Carolina
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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