406 E 3rd St, Hardinsburg, KY 40143 Property Records

Breckinridge County property record for 406 E 3rd St, Hardinsburg, KY 40143

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,488 sqft
Owner	2 Individual Names on Record
Last Sale	$105,000 (Feb 2001)
Tax Bill	$599 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HB 1-26-1`

Property Details

APN / Parcel Number

Primary APN	`HB 1-26-1`
Alternative APN	`11367`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,488 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	11367
Street Address	406 E 3RD ST
City	HARDINSBURG
State	KY
Zip	40143-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & BLDG
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	HARDINSBURG
Census Block Group	3
Census Block	3008
Census Tract	960200

Owner

Source: Breckinridge County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E 3RD ST, HARDINSBURG, KY 40143-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2001 · Amount on Record
Deed Sale	Feb 5, 2001 · Amount on Record
Deed Document Number	272-344
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	406 E 3RD ST, HARDINSBURG, KY 40143-2623
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E 3RD ST, HARDINSBURG, KY 40143-2623

Mortgage

Document Number	00M556/435
Date	Jan 16, 2024
Book Page	M556/435
Instrument	2020923409

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	3333 DEPOSIT DR NE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Municipality	Hardinsburg City
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$599.00 (+10.52%) Homeowner's exemption Disabled Person's exemption	$112,500 (+7.14%) Land $8,000 Building $104,500	$112,500 (+7.14%) Land $8,000 Building $104,500
2023	$542.00 Homeowner's exemption Disabled Person's exemption	$105,000 Land $8,000 Building $97,000	$105,000 Land $8,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20