Breckinridge County property record for 403 E 3rd St, Hardinsburg, KY 40143
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,575 sqft |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HB 1-25-9 |
| Primary APN | HB 1-25-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,575 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 31376 |
|---|---|
| Street Address | 403 E 3RD ST |
| City | HARDINSBURG |
| State | KY |
| Zip | 40143-2622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & HOUSE |
| Jurisdiction | BRECKINRIDGE KY |
| Township / Civil Division | HARDINSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 960200 |
Source: Breckinridge County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8102 WATTERSON TRL, LOUISVILLE, KY 40299-1060 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2002 |
| Deed Sale | Jan 18, 2002 |
| Deed Document Number | 425-667 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRECKINRIDGE KY |
| Property Address | 403 E 3RD ST, HARDINSBURG, KY 40143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 478/263 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 478/263 |
| Instrument | 2020001181 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2035 |
Source: Breckinridge County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breckinridge County |
| Municipality | Hardinsburg City |
| Unified School District | Breckinridge County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $55,000 (+1%) Land $10,000 Building $45,000 | $55,000 (+1%) Land $10,000 Building $45,000 |
| 2023 | $50,000 Land $10,000 Building $40,000 | $50,000 Land $10,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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