Lorain County property record for 406 E 32nd St, Lorain, OH 44055
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,143 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $36 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-098-124-004 |
| Primary APN | 03-00-098-124-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,143 sqft Living Area |
| Gross Area | 1,767 sqft |
| 1st Floor Area | 644 sqft |
| Upper Floors Area | 499 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Porch | Porch |
| Porch Area | 237 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 402 E 32ND ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1404 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | STECKS 10TH ALLOT 40 X 100 |
| Legal Subdivision | STECKS |
| Legal Block | 124 |
| Legal Lot Number | 226 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 23200 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E 32ND ST, LORAIN, OH 44055-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 8, 2018 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2016 |
| Deed Sale | Jun 2, 2016 |
| Prior Sale | Nov 4, 2003 |
| Deed Document Number | 2016587950 |
| Last Transfer Date | Mar 4, 2021 |
| Transfer Doc | 0000806017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 5, 2021 |
| Property Address | 406 E 32ND ST, LORAIN, OH 44055-1404 |
| Document Number | 0000806017 |
| Map Reference | VOL 6 PG 17 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021-0806017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E 32ND ST, LORAIN, OH 44055-1404 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 406 E 32ND ST, LORAIN, OH 44055-1404 |
| Document Number | 0000657706 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 226 MIDDLE AVE ELYRIA OH 440355629, ELYRIA, OH 44035-5629 |
| Document Number | 0000657706 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 657706 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 406 E 32ND ST, LORAIN, OH 44055-1404 |
| Document Number | 0000655773 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 226 MIDDLE AVE ELYRIA OH 440355629, ELYRIA, OH 44035-5629 |
| Document Number | 0000655773 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 655773 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COLUMBUS, OH 43215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36.00 (-60.87%) | $920 (+0.33%) Land $920 | $2,620 (-) Land $2,620 |
| 2024 | $917 (-47.51%) Land $917 | $2,620 (-47.49%) Land $2,620 | |
| 2023 | $92.00 (+1.1%) | $1,747 (-0.17%) Land $1,747 | $4,990 (-) Land $4,990 |
| 2022 | $91.00 | $1,750 Land $1,750 | |
| 2021 | $4,990 Land $4,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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