402 E 32nd St, Lorain, OH 44055 Property Records

Lorain County property record for 402 E 32nd St, Lorain, OH 44055 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1961
Square Footage816 sqft Living Area
Lot Size3,920 sqft (0.09 acres)
OccupancyOwner Occupied
Last Sale$57,700 (2000)
Tax Bill$822.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-098-124-003

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area816 sqft Living Area
1st Floor816 sqft 1st Floor
Basement Area816 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1961
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area3,920 sqft (0.09 acres)
Depth X Width100 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area352 sqft Garage
Porch Area88 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address402 E 32ND ST
CityLORAIN
StateOH
Zip44055-1404
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTECKS FRNT 0040.00 DPTH 0100.00
Legal SubdivisionSTECKS
Legal Block124
Legal Lot Number225
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup3
Census Block3021
Census Tract23200

Owner

Source: Lorain County records · APN 03-00-098-124-003

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 E 32ND ST, LORAIN, OH 44055-1404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2000 · Amount on Record
Deed SaleNov 22, 2000 · Amount on Record
Deed Doc Number2000719393
Record RefreshedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address402 E 32ND ST, LORAIN, OH 44055-1404
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E 32ND ST, LORAIN, OH 44055-1404
InvestorPossibly a Property Investor

Mortgage

Document Number0000012236
DateMay 06, 2024
Instrument2024-0012236
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address402 E 32ND ST, LORAIN, OH 44055-1404
Document Number0000767996
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 32ND # LORAIN OH 44055, LORAIN, OH 44055

Mortgage

Document Number0000767996
DateJul 07, 2020
Instrument767996
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term84 Months
DueJul 06, 2027

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$822.00 (-22.67%) Homeowner's exemption$21,510 (+0.03%) Land $1,840 Building $19,670$61,440 (-) Land $5,250 Building $56,190
2024$21,504 (+4.19%) Land $1,838 Building $19,667$61,440 (+4.19%) Land $5,250 Building $56,190
2023$1,063.00 (+0.95%)$20,640 (-) Land $1,747 Building $18,893$58,970 (-) Land $4,990 Building $53,980
2022$1,053.00$20,640 Land $1,750 Building $18,890
2021$58,970 Land $4,990 Building $53,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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