Lincoln County property record for 406 E 2nd St, Stroud, OK 74079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1979 |
| Lot Size | 0.273 acres (11,900 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $65,000 (Mar 2025) |
| Tax Bill | $426 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19824 |
| Primary APN | 19824 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Basement Area | 130 sqft |
| Unfinished Basement | 130 sqft |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,900 sqft (0.273 acres) |
| Lot Dimensions | 140 ft deep x 85 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 104 sqft |
| Patio Area | 360 sqft |
| Lean-To | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 19824 |
|---|---|
| Street Address | 406 E 2ND ST |
| City | STROUD |
| State | OK |
| Zip | 74079-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 1 W 35' LOT 5 & ALL 6 STROUDS ADDN STROUD 15-6-135-01-002 |
| Legal Range | 135 |
| Legal Township | 06N |
| Legal Section | 15 |
| Legal Subdivision | STROUDS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LINCOLN OK |
| Township / Civil Division | NORTHEAST LINCOLN |
| Census Block Group | 4 |
| Census Block | 4060 |
| Census Tract | 961100 |
Source: Lincoln County assessment roll, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 28403 S 561ST WEST AVE, KENDRICK, OK 74079-1029 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Commercial Mortgage VISION BANK |
| Mar 21, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage JAK V CORPORATION |
| Dec 6, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | May 17, 1989 |
| Deed Document Number | 20251891 |
| Deed Book / Page | 2597 / 322 |
| Prior Transfer Date | Feb 9, 2018 |
| Prior Transfer Doc | 002315/467 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OK |
| Property Address | 406 E 2ND ST, STROUD, OK 74079-4231 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | AMERICAN REAL TITLE, AMERICAN EAGLE TITLE |
| Name | Verified Name |
|---|---|
| Address | 28403 S 561ST WEST AVE, KENDRICK, OK 74079-1029 |
| Investor | Possibly a Property Investor |
| Document Number | 002650/392 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 2650/392 |
| Instrument | I-2026-001662 |
| Name | VISION BANK |
|---|---|
| Type | Bank |
| Address | PRAGUE, OK 74864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 5, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Mar 21, 2025 |
| Property Address | 406 E 2ND ST, STROUD, OK 74079-4231 |
| Document Number | 002597/322 |
| Book / Page | 2597 / 322 |
| Instrument Date | Mar 20, 2025 |
| Instrument | I-2025-001891 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28403 S 561ST WEST AVE, STROUD, OK 74079-1029 |
| Investor | Possibly a Property Investor |
| Document Number | I2025001892 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | I-2025-001892 |
| Name | JAK V CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 31, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN OK |
| Recording Date | Dec 6, 2018 |
| Property Address | 406 E 2ND ST, STROUD, OK 74079-4231 |
| Document Number | 002315/467 |
| Book / Page | 2315 / 467 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 08007 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 1003 N 2ND AVE, STROUD, OK 74079-2003 |
Source: Lincoln County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Lincoln County |
| Municipality | Stroud City |
| Unified School District | Stroud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $426.00 (-2.07%) | $4,856 (+10.24%) Land $311 Building $4,545 | $55,709 (-4.9%) Land $3,573 Building $52,136 |
| 2024 | $435.00 (+113.24%) | $4,405 (-) Land $393 Building $4,012 | |
| 2022 | $204.00 Homeowner's exemption | $4,405 Land $236 Building $4,169 | $58,581 Land $3,570 Building $55,011 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STROUD UTILITIES AUTHORITY serves 2,811 people · EPA ID OK1020705 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Organic carbon removal Jul 2018 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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