325 E 2nd St, Stroud, OK 74079 Property Records

Lincoln County property record for 325 E 2nd St, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1901
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$91,500 (Nov 2012)
Tax Bill	$995 (2025)
Deeds & Mortgages	Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18462`

Property Details

APN / Parcel Number

Primary APN	`18462`
Alternative APN	`6005-00-007-021-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft

Exterior

Year Built	Built 1901
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	154 sqft
Deck Area	72 sqft
Patio Area	72 sqft
Fence	Fence
Lean-To	252 sqft
Storage Building	396 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	18462
Street Address	325 E 2ND ST
City	STROUD
State	OK
Zip	74079-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 7 LOTS 21-24 ALLEYS ADDN STROUD 15-6-140-07-009
Legal Range	06E
Legal Township	15N
Legal Section	27
Legal Subdivision	ALLEYS ADDN(27-15-6)
Legal Block	7
Legal Lot Number	21-24 24
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	4
Census Block	4058
Census Tract	961100

Owner

Source: Lincoln County records · APN 18462

Assessment roll updated October 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	325 E 2ND ST, STROUD, OK 74079-4228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2012 · Amount on Record
Deed Sale	Nov 28, 2012 · Amount on Record
Prior Sale	Nov 28, 2012
Deed Document Number	0002023101
Deed Book / Page	2023 / 101
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	325 E 2ND ST, STROUD, OK 74079-4228
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E 2ND ST, STROUD, OK 74079-4228

Mortgage

Document Number	0002542/74
Date	Jan 17, 2024
Book Page	2542/74
Instrument	I-2024-000304

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	227 Months
Due	Dec 01, 2042

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated October 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Stroud City
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$995.00 (+7.68%) Homeowner's exemption	$11,326 (+17.05%) Land $369 Building $10,957	$161,409 (+26.24%) Land $5,264 Building $156,145
2024	$924.00 (+16.37%) Homeowner's exemption	$9,676 (-6.64%) Land $579 Building $9,097
2022	$794.00 Homeowner's exemption	$10,364 Land $426 Building $9,938	$127,855 Land $5,260 Building $122,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Dobson Technologies Fiber	10,000 / 10,000
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STROUD UTILITIES AUTHORITY serves 2,811 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Total trihalomethanes not recorded as resolved · Jan 2018
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.