319 Downey Ln, Placentia, CA 92870 Property Records

Orange County property record for 319 Downey Ln, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,386 sqft · built 1995
Lot Size	0.178 acres (7,770 sqft)
Owner	Trust Name on File
Last Sale	$413,000 (Oct 1995)
Tax Bill	$8,312 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-611-03`

Property Details

APN / Parcel Number

Primary APN	`340-611-03`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,386 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,770 sqft (0.178 acres)
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	319 DOWNEY LN
City	PLACENTIA
State	CA
Zip	92870-7514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14569 BLK LOT 3
Legal Subdivision	TRACT NO 14569
Legal Tract	14569
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2003
Census Tract	11716

Owner

319 Downey Ln is owner-occupied and held in a trust since October 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage IMC MORTGAGE CORP
Feb 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 1995 · Amount on File
Deed Sale	Oct 6, 1995 · Amount on File
Deed Document Number	1995442282
Last Transfer Date	Oct 14, 2020
Transfer Doc	0000595686
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514

Mortgage

Document Number	0000330365
Date	Nov 26, 2025
Instrument	2025000330365

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 22, 2020
Property Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514
Document Number	0000595686
Map Reference	MB 719 PG 19&20
Instrument Date	Oct 14, 2020
Instrument	2020000595686
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	BNT TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514

Mortgage

Document Number	0000595687
Date	Oct 22, 2020
Instrument	2020000595687

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514
Document Number	0000092527
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 DOWNEY LN PLACENTIA CA 928707514, PLACENTIA, CA 92870-7514

Mortgage

Document Number	0000092527
Date	Mar 3, 2020
Instrument	92527

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	319 DOWNEY LN, PLACENTIA, CA 92870-7514
Document Number	0000344388
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	319 DOWNEY LN PLACENTIA CA 928707514, PLACENTIA, CA 92870-7514

Mortgage

Document Number	0000344388
Date	Sep 11, 2019
Instrument	344388

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 319 Downey Ln was $8,312 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,769 (+2%) Land $182,592 Building $516,177
2025	$8,312.00 Homeowner's exemption	$685,068 Land $179,012 Building $506,056
2023	$7,940.00 (+1.38%) Homeowner's exemption	$658,467 Land $172,061 Building $486,406
2022	$7,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 319 Downey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Downey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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