406 Derek Ave, Holmen, WI 54636 Property Records

La Crosse County property record for 406 Derek Ave, Holmen, WI 54636

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · built 1970
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Apr 2025)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-000752-000`

Property Details

APN / Parcel Number

Primary APN	`014-000752-000`
Alternative APNs	`14 752 0` `20936`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Roof Material	Asbestos
Lot Area	12,937 sqft (0.297 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	20936
Street Address	406 DEREK AVE
City	HOLMEN
State	WI
Zip	54636-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	FIRST ADD TO PARK WOODS ADDN LOT 3 BLOCK 7
Legal Range	07W
Legal Township	17N
Legal Section	07
Legal Subdivision	PARK WOODS ADDN
Legal Block	7
Legal Lot Number	3
Jurisdiction	LA CROSSE WI
Township / Civil Division	HOLMEN
Census Block Group	3
Census Block	3027
Census Tract	10204

Owner

Source: La Crosse County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 DEREK AVE, HOLMEN, WI 54636-9774
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Document Number	20251832313
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	May 15, 2026
Property Address	406 DEREK AVE, HOLMEN, WI 54636-9774
Document Number	0001849104
Instrument Date	May 11, 2026
Instrument	20261849104
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	406 DEREK AVE, HOLMEN, WI 54636-9774

Mortgage

Document Number	0001849104,
Date	May 15, 2026
Instrument	20261849104

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	406 DEREK AVE, HOLMEN, WI 54636-9774
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1783887
Date	Nov 4, 2021
Instrument	1783887

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Apr 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Holmen Village
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (+14.03%) Homeowner's exemption	$252,400 (+64.22%) Land $59,000 Building $193,400	$260,200 (+69.29%)
2023	$3,150.00 Homeowner's exemption	$153,700 Land $43,800 Building $109,900	$153,700 Land $43,800 Building $109,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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