404 Derek Ave, Holmen, WI 54636 Property Records

La Crosse County property record for 404 Derek Ave, Holmen, WI 54636

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1970
Lot Size	0.296 acres (12,937 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2014)
Tax Bill	$3,205 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-000753-000`

Property Details

APN / Parcel Number

Primary APN	`014-000753-000`
Alternative APNs	`14 753 0` `20937`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story

Exterior

Year Built	Built 1970
Architectural Style	Ranch
Exterior Material	Marblecrete
Roof Material	Asbestos
Lot Area	12,937 sqft (0.296 acres)

Location & Zoning

Account Number	20937
Old Parcel Number	14 753 0
Street Address	404 DEREK AVE
City	HOLMEN
State	WI
Zip	54636-9774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD TO PARK WOODS ADDN LOT 4 BLOCK 7
Legal Range	07
Legal Township	17
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	FIRST ADD TO PARK WOODS ADDN
Legal Block	7
Legal Lot Number	4
Jurisdiction	LA CROSSE WI
Township / Civil Division	HOLMEN
Census Block Group	3
Census Block	3027
Census Tract	10204

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	404 DEREK AVE, HOLMEN, WI 54636-9774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2014 · Amount on Record
Deed Sale	Jul 22, 2014 · Amount on Record
Prior Sale	May 30, 2007 · Amount on Record
Deed Document Number	1642560
Deed Book / Page	565 / 217
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	404 DEREK AVE, HOLMEN, WI 54636-9774
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001838332
Date	Sep 8, 2025
Instrument	1838332

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 7, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	404 DEREK AVE, HOLMEN, WI 54636-9774
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001793332
Date	May 9, 2022
Instrument	1793332

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.13%
Index	1-Year CMT

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Holmen Village
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,205.00 (+14.59%) Homeowner's exemption	$227,000 (+66.3%) Land $59,000 Building $168,000	$234,000 (+71.43%)
2023	$2,797.00 Homeowner's exemption	$136,500 Land $43,800 Building $92,700	$136,500 Land $43,800 Building $92,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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