406 Dennis St, Troy, NC 27371 Property Records

Montgomery County property record for 406 Dennis St, Troy, NC 27371 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,067 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Jan 1981)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`7538 05 28 0306`

Property Details

APN / Parcel Number

Primary APN	`7538 05 28 0306`
Alternative APNs	`1486404` `13380`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,067 sqft Finished Area
Basement Area	534 sqft
Unfinished Basement	534 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	108 ft deep x 76 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Zoned

Location & Zoning

Account Number	1486404
Street Address	406 DENNIS ST
City	TROY
State	NC
Zip	27371-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITHERMAN COTTON MILLS LOT 45 SMITHERMAN C.M. #45
Legal Lot Number	45
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3049
Census Tract	960202

Owner

Source: Montgomery County records · APN 7538 05 28 0306

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 DENNIS ST, TROY, NC 27371-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1981 · Amount on Record
Deed Sale	Jan 01, 1981 · Amount on Record
Deed Book / Page	202 / 130
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Sep 08, 2022
Property Address	406 DENNIS ST, TROY, NC 27371-2614
Document Number	000909/471
Book / Page	909 / 471
Map Reference	MB 3 PG 5
Instrument Date	Sep 08, 2022
Instrument	375362
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 W MAIN ST, TROY, NC 27371-2929

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$29,591 (-) Land $5,555 Building $24,036	$29,591 (-) Land $5,555 Building $24,036
2023	$29,591 Land $5,555 Building $24,036	$29,591 Land $5,555 Building $24,036

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.