Montgomery County property record for 311 Dennis St, Troy, NC 27371 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,529 sqft · built 1909 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $32,500 (Jan 2013) |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7538 05 18 6385 |
| Primary APN | 7538 05 18 6385 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,529 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Heat Pump |
| Account Number | 57587 |
|---|---|
| Street Address | 311 DENNIS ST |
| City | TROY |
| State | NC |
| Zip | 27371-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHERMAN COTTON MILLS LOT 13 SMITHERMAN C.M. #13 |
| Legal Subdivision | SMITHERMAN COTTON MILLS |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 05 18 6385
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 311 DENNIS ST, TROY, NC 27371-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2023 | Deed of Trust, Mortgage · Line of Credit CAROLINA FARM CREDIT ACA |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE FIDELITY BANK |
| Aug 14, 2018 | Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2013 · Amount on Record |
| Deed Sale | Jan 14, 2013 · Amount on Record |
| Deed Document Number | 2013332500 |
| Deed Book / Page | 710 / 468 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 311 DENNIS ST, TROY, NC 27371-2611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000919/50 |
|---|---|
| Date | Mar 02, 2023 |
| Book Page | 919/50 |
| Instrument | 377336 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | ELLERBE, NC 28338 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 311 DENNIS ST, TROY, NC 27371-2611 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0825/0084 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 0825/0084 |
| Instrument | 358451 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | CARY, NC 27511 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 311 DENNIS ST, TROY, NC 27371-2611 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0812/0915 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 0812/0915 |
| Instrument | 355724 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463.00 | $75,311 (-) Land $5,565 Building $69,746 | $75,311 (-) Land $5,565 Building $69,746 |
| 2023 | $75,311 Land $5,565 Building $69,746 | $75,311 Land $5,565 Building $69,746 |
Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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