Harris County property record for 406 Coppersmith Dr, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,609 sqft · built 1976 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,700 (Sep 2021) |
| Tax Bill | $4,273 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-508-000-0009 |
| Primary APN | 105-508-000-0009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,625 sqft (0.198 acres) |
| View / Lot | Neighborhood |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 54 sqft |
| Patio Area | 475 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1055080000009 |
|---|---|
| Street Address | 406 COPPERSMITH DR |
| City | KATY |
| State | TX |
| Zip | 77450-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 9 BLK 27 WEST MEMORIAL SEC 2 |
| Legal Subdivision | WEST MEMORIAL SEC 2 |
| Legal Block | 27 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 455200 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 COPPERSMITH DR, KATY, TX 77450-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Vendor's Lien, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 19, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 19, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 14, 2019 | Deed of Trust, Mortgage AMEGY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2021 |
| Deed Document Number | 2021529211 |
| Prior Transfer Date | Sep 14, 2021 |
| Prior Transfer Doc | 2021529211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 15, 2021 |
| Property Address | 406 COPPERSMITH DR, KATY, TX 77450-2307 |
| Document Number | 2021529211 |
| Map Reference | VOL 193 PG 1 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021-529211 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 COPPERSMITH DR, KATY, TX 77450-2307 |
| Document Number | 2021529212 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-529212 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 19, 2021 |
| Property Address | 406 COPPERSMITH DR, KATY, TX 77450-2307 |
| Document Number | 2021026508 |
| Map Reference | VOL 193 PG 1 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-026508 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9999 BELLAIRE BLVD STE 300, 300, HOUSTON, TX 77036-3644 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 19, 2021 |
| Property Address | 406 COPPERSMITH DR, KATY, TX 77450-2307 |
| Document Number | 0000026508 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 26508 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9999 BELLAIRE BLVD #300 HOUSTON TX 770363644, 300, HOUSTON, TX 77036-3644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 406 COPPERSMITH DR, KATY, TX 77450-2307 |
| Document Number | 0000404915 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 406 COPPERSMITH DR KATY TX 774502307, KATY, TX 77450-2307 |
| Document Number | 0000404915 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 404915 |
| Name | AMEGY BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77253-3016 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,942 (-7.3%) Land $106,657 Building $168,285 | $274,942 (-7.3%) Land $106,657 Building $168,285 | |
| 2025 | $4,273.00 (+10.07%) Homeowner's exemption | $296,589 (-3.86%) Land $79,005 Building $217,584 | $296,589 (-3.86%) Land $79,005 Building $217,584 |
| 2024 | $3,882.00 (+6.91%) | ||
| 2023 | $308,499 Land $52,143 Building $256,356 | $308,499 Land $52,143 Building $256,356 | |
| 2022 | $3,631.00 (+7.94%) | ||
| 2020 | $3,364.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 40 (1979–2024) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST MEMORIAL MUD serves 4,182 people · EPA ID TX1010540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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