318 Coppersmith Dr, Katy, TX 77450 Property Records

Harris County property record for 318 Coppersmith Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1973
Lot Size	0.228 acres (9,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,100 (Dec 2019)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-509-000-0003`

Property Details

APN / Parcel Number

Primary APN	`105-509-000-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,920 sqft (0.228 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	525 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	96 sqft
Deck Area	330 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1055090000003
Street Address	318 COPPERSMITH DR
City	KATY
State	TX
Zip	77450-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 28 WEST MEMORIAL SEC 2
Legal Subdivision	WEST MEMORIAL SEC 2
Legal Block	28
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2020
Census Tract	455200

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	318 COPPERSMITH DR, KATY, TX 77450-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2019 · Amount on Record
Deed Sale	Dec 11, 2019 · Amount on Record
Prior Sale	Jun 9, 2010 · Amount on Record
Deed Document Number	2019546004
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	2019546004
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 11, 2019
Property Address	318 COPPERSMITH DR, KATY, TX 77450-1604
Document Number	0000546004
Instrument Date	Dec 10, 2019
Instrument	546004
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	318 COPPERSMITH DR KATY TX 774501604, KATY, TX 77450-1604

Mortgage

Document Number	546005
Date	Dec 11, 2019
Instrument	546005

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,519 (-5.49%) Land $108,405 Building $175,114	$283,519 (-5.49%) Land $108,405 Building $175,114
2025	$4,340.00 (+8.69%) Homeowner's exemption	$299,987 (-4.68%) Land $80,300 Building $219,687	$299,987 (-4.68%) Land $80,300 Building $219,687
2024	$3,993.00 (-27.68%)
2023		$314,700 Land $52,998 Building $261,702	$314,700 Land $52,998 Building $261,702
2022	$5,521.00 (+27.71%)
2020	$4,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	40 (1979–2024)
Claims Outside the SFHA	40 of 40
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MEMORIAL MUD serves 4,182 people · EPA ID TX1010540
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20