406 Cook St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 406 Cook St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,442 sqft · built 2014
Lot Size0.246 acres (10,716 sqft)
OwnerIndividual Name on Record
Last Sale$123,500 (Feb 2015)
Tax Bill$2,021 (2023)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5613 83 3641

Property Details

APN / Parcel Number

Primary APN5613 83 3641
Alternative APNs
  • 04072 0015.100000
  • 99481

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,442 sqft Living Area
Gross Area1,627 sqft
1st Floor Area1,442 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions133 ft deep x 82 ft wide
DrivewayConcrete Driveway
Driveway Area814 sqft

Exterior Amenities

PorchSlab
Porch Area42 sqft
Patio Area100 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number99481
Street Address406 COOK ST
CityKANNAPOLIS
StateNC
Zip28083-5174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionINTERSEC COOK ST & DESOTO AVE
Legal SubdivisionCAR TOWN
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3054
Census Tract40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 COOK ST, KANNAPOLIS, NC 28083-5174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2015 · Amount on Record
Deed SaleFeb 20, 2015 · Amount on Record
Deed Book / Page11295 / 229
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address406 COOK ST, KANNAPOLIS, NC 28083-5174
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15609170
DateOct 27, 2021
Book Page15609/170
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$309,760 (+110.01%) Land $40,000 Building $269,760
2024$309,760 (+110.01%) Land $40,000 Building $269,760
2023$2,021.00$147,500 Land $22,000 Building $125,500$147,500 Land $22,000 Building $125,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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