405 Cook St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 405 Cook St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,230 sqft · built 2000
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$265,000 (May 2022)
Tax Bill$1,734 (2023)
Deeds & MortgagesMay 2022 Sale
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5613 83 3718

Property Details

APN / Parcel Number

Primary APN5613 83 3718
Alternative APNs
  • 04071 0104.000000
  • 125077
  • 56106

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,230 sqft Living Area
Gross Area1,442 sqft
1st Floor Area1,230 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2012
Exterior MaterialAluminum/Vinyl
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions160 ft deep x 76 ft wide
DrivewayConcrete Driveway
Driveway Area875 sqft

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number125077
Street Address405 COOK ST
CityKANNAPOLIS
StateNC
Zip28083-5111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionNE INTERSEC COOK ST & DESOTO AVE
Legal SubdivisionCAR TOWN
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3011
Census Tract40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer
Sep 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
LENDINGHOME FUNDING CORP
Mar 9, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
RREL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleMar 9, 2021 · Amount on Record
Deed Document Number202216232
Deed Book / Page16026 / 312
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 16, 2022
Property Address405 COOK ST, KANNAPOLIS, NC 28083-5111
Document Number0016026312
Book / Page16026 / 312
Instrument DateMay 13, 2022
Transaction TypeTransfer
Record UpdatedMay 26, 2022

Transaction

AmountAmount Recorded
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address426 WOODCREST LN, 426, ALBEMARLE, NC 28001-6708

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address405 COOK ST, KANNAPOLIS, NC 28083-5111
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015503272
DateSep 17, 2021
Book Page15503/272
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 9, 2021
Property Address405 COOK ST, KANNAPOLIS, NC 28083-5111
Document Number0014984141
Book / Page14984 / 141
Map ReferenceMB 9 PG 50
Instrument DateMar 4, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3558 COURAGE CT SW, 3558, CONCORD, NC 28027-2718

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 WOODCREST LN, ALBEMARLE, NC 28001-6708
InvestorPossibly a Property Investor

Mortgage

Document Number0014984144
DateMar 9, 2021
Instrument14984/144
Lender
NameRREL LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,360 (+104.87%) Land $40,000 Building $219,360
2024$259,360 (+104.87%) Land $40,000 Building $219,360
2023$1,734.00$126,600 Land $22,000 Building $104,600$126,600 Land $22,000 Building $104,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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