406 College St, Lerna, IL 62440 Property Records

Coles County property record for 406 College St, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,898 sqft · built 1905
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$34,000 (Dec 2022)
Tax Bill	$791 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-02026-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-02026-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,898 sqft Base Area
1st Floor Area	1,898 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	672 sqft

Location & Zoning

Street Address	406 COLLEGE ST
City	LERNA
State	IL
Zip	62440-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFRIES 1ST ADD TO THE VILLAGE OF LERNA BLK 2 LOTS 11 & 12 NE1/4 SEC 10 T11N R08E
Legal Range	08E
Legal Township	11N
Legal Section	10
Legal Subdivision	JEFFRIES 1ST ADD
Legal Block	2
Legal Lot Number	11-12
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	5
Census Block	5096
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 COLLEGE ST, LERNA, IL 62440-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	May 30, 2012 · Amount on Record
Deed Document Number	2022804707
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Dec 21, 2022
Property Address	406 COLLEGE ST, LERNA, IL 62440
Document Number	202200804707
Instrument Date	Dec 20, 2022
Instrument	202200804707
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 JUDY AVE, PEORIA, IL 61630-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 COLLEGE ST, LERNA, IL 62440

Mortgage

Document Number	202200804708
Date	Dec 21, 2022
Instrument	202200804708

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	159 Months
Due	Mar 12, 2036

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Municipality	Lerna Village
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (-34.68%)	$18,582 (+11.3%) Land $1,558 Building $17,024	$55,746 (+11.3%) Land $4,674 Building $51,072
2023		$16,695 Land $1,400 Building $15,295	$50,085 Land $4,200 Building $45,885
2020	$1,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Fidium Fiber DSL	500 / 75
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on College St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures