Coles County property record for 405 College St, Lerna, IL 62440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,770 sqft · built 1968 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $729 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0-02079-000 |
| Primary APN | 11-0-02079-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,770 sqft Base Area |
| 1st Floor Area | 1,770 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|
| Street Address | 405 COLLEGE ST |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JEFFRIES 2ND ADD TO VILLAGE OF LERNA BLK 2 LOTS 2 & 3 NE1/4 SEC 10 T11N R08E |
| Legal Range | 08E |
| Legal Township | 11N |
| Legal Section | 10 |
| Legal Subdivision | JEFFRIES 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 2-3 |
| Jurisdiction | COLES IL |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 5 |
| Census Block | 5107 |
| Census Tract | 200 |
405 College St is owned and occupied by an individual.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 122, LERNA, IL 62440-0122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 405 College St was $729 with exemptions applied.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Municipality | Lerna Village |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $729.00 | $47,460 Land $1,336 Building $46,124 | $142,380 Land $4,008 Building $138,372 |
| 2023 | $42,641 Land $1,200 Building $41,441 | $127,923 Land $3,600 Building $124,323 | |
| 2020 | $884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 College St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 College St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Fidium Fiber DSL | 500 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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