Berrien County property record for 406 Cherry St, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,572 sqft · built 1949 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Nov 2024) |
| Tax Bill | $4,965 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-3050-0014-00-6 |
| Primary APN | 47-3050-0014-00-6 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 60 sqft |
| Unfinished Basement | 60 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 190 ft deep x 50 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 406 CHERRY ST |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 HASTING'S & HEWSON'S ADD TO VILL OF THREE OAKS |
| Legal Subdivision | HASTINGS & HEWSONS ADD |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11400 |
Source: Berrien County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10754 JERICHO RD, BRIDGMAN, MI 49106-9302 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Jul 25, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Apr 19, 1984 · Amount on Record |
| Deed Document Number | 2024418592 |
| Deed Book / Page | 3439 / 15 |
| Prior Transfer Date | Mar 13, 2023 |
| Prior Transfer Doc | 003401/939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 406 CHERRY ST, THREE OAKS, MI 49128-1016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 406 CHERRY ST, THREE OAKS, MI 49128-1016 |
| Document Number | 03463/3163 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 3463/3163 |
| Instrument | 2025445366 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 28, 2023 |
| Property Address | 406 CHERRY ST, THREE OAKS, MI 49128-1016 |
| Document Number | 003401/939 |
| Book / Page | 3401 / 939 |
| Map Reference | LB 4 PG 42 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023377416 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7114 COVINGTON LN, WADE, NC 28395-2903 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 95200 DUNEWOOD DR, BRIDGMAN, MI 49106 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 25, 2018 |
| Property Address | 406 CHERRY ST, THREE OAKS, MI 49128-1016 |
| Document Number | 03212/1380 |
| Book / Page | 3212 / 1380 |
| Map Reference | LB4 PG42 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 CHERRY ST, THREE OAKS, MI 49128-1016 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7114 COVINGTON LN, WADE, NC 28395-2903 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,900 (+3.9%) | $271,800 (+3.9%) | |
| 2025 | $4,965.00 (+2.86%) | $130,800 (+6.69%) | $261,600 (+6.69%) |
| 2024 | $4,827.00 (+112.92%) | ||
| 2023 | $122,600 | $245,200 | |
| 2022 | $2,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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