Berrien County property record for 308 Cherry St, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,572 sqft · built 1890 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Jul 2019) |
| Tax Bill | $1,319 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-0340-0070-02-5 |
| Primary APN | 47-0340-0070-02-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Other |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 308 CHERRY ST |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 70 & 71 VILLAGE OF THREE OAKS |
| Legal Subdivision | THE VILLAGE OF THREE OAKS |
| Legal Lot Number | 70-71 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 11400 |
Source: Berrien County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Jul 3, 2019 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Jul 3, 2019 · Amount on Record |
| Deed Book / Page | 3242 / 1658 |
| Prior Transfer Date | Aug 19, 2015 |
| Prior Transfer Doc | 03112/1860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03278/1076 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 3278/1076 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 12, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003300/442 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 3300/442 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
| Document Number | 003344/582 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 3344/582 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 12, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 3, 2019 |
| Property Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
| Document Number | 03242/1658 |
| Book / Page | 3242 / 1658 |
| Map Reference | LB 20 PG 183 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 308 CHERRY ST, THREE OAKS, MI 49128-1014 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,600 (+3.23%) | $249,200 (+3.23%) | |
| 2025 | $1,319.00 (+2.97%) Homeowner's exemption | $120,700 (+11.35%) | $241,400 (+11.35%) |
| 2024 | $1,281.00 (+10.15%) | ||
| 2023 | $108,400 | $216,800 | |
| 2022 | $1,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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