406 Cherry St, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 406 Cherry St, Mountain Brook, AL 35213

Property Summary

Property TypeSingle Family Home
Details4 bd · 6.5 ba · 4,741 sqft · built 2023
Lot Size0.194 acres (8,460 sqft)
OwnerCompany Name on Record
Last Sale$425,000 (Apr 2026)
Tax Bill$24,215 (2025)
Deeds & MortgagesApr 2026 Sale
Jan 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-00-04-1-005-015.000

Property Details

APN / Parcel Number

Primary APN28-00-04-1-005-015.000
Alternative APNs
  • 28041005015000RR00
  • 357964

Interior

Bedrooms4 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area4,741 sqft Living Area
1st Floor Area2,375 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,460 sqft (0.194 acres)
Lot Dimensions141 ft deep x 60 ft wide
PorchOpen Porch
Porch Area613 sqft
Utility Building132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number357964
Street Address406 CHERRY ST
CityMOUNTAIN BRK
StateAL
Zip35213-3720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-C
Legal DescriptionLOT 15 BLK 4 SHADES VALLEY GARDENS
Legal Range02W
Legal Township18S
Legal Section04
Legal SubdivisionSHADES VALLEY GD 28-4-1
Legal Block4
Legal Lot Number15
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2040
Census Tract10801

Owner

Source: Jefferson County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Warranty Deed, Transfer
Jan 3, 2024Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK OF ALABAMA
Jul 1, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST BANK OF ALABAMA
May 27, 2020Deed of Trust, Mortgage
FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleApr 21, 2026 · Amount on Record
Deed Document Number20262026034058
Prior Transfer DateApr 7, 2004
Prior Transfer Doc2004005682
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateApr 21, 2026
Property Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720
Document Number0000034058
Instrument DateApr 20, 2026
Instrument202634058
Transaction TypeTransfer
Record UpdatedJun 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720
InvestorPossibly a Property Investor

Mortgage

Document Number0000000515
DateJan 3, 2024
Instrument2024000515
Lender
NameFIRST BANK OF ALABAMA
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720

Mortgage

Document Number0000071564
DateJul 1, 2022
Instrument2022071564
Lender
NameFIRST BANK OF ALABAMA
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 CHERRY ST, MOUNTAIN BRK, AL 35213-3720

Mortgage

Document Number0000053523
DateMay 27, 2020
Instrument2020053523
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
AmountAmount Recorded
Term356 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityMountain Brook City
Unified School DistrictMountain Brook City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,215.00 (+6.99%)$222,160 (+296.01%)$2,268,500 (+304.37%) Land $825,000 Building $1,443,500
2024$22,633.00 (+145.82%)
2023$56,100 Land $56,100$561,000 Land $561,000
2022$9,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims15 (1979–2021)
Claims Outside the SFHA14 of 15
Most Recent ClaimMay 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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